/* NovaPet. Studio blue, editorial scale, specialist insurance clarity.
   Brand source: studio photography. No remote font assets. */
:root{
 --ink:#173a57;--navy:#112c4a;--blue:#3b66b0;--sky:#a2d5ea;
 --paper:#fff;--warm:#f7f6f3;--pale:#edf5f8;--text:#273d4e;--muted:#546576;
 --line:#ced9df;--light-text:#d2e2ec;--gutter:64px;--max:1312px;
 --font:Arial,Helvetica,sans-serif;--ease:cubic-bezier(.22,.61,.36,1);
 --s1:8px;--s2:16px;--s3:24px;--s4:32px;--s5:48px;--s6:64px;--s7:96px;--s8:120px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:112px}
body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 var(--font);-webkit-font-smoothing:antialiased}
[hidden]{display:none!important}
img{display:block;max-width:100%;height:auto}
a{color:inherit;text-decoration:none;text-underline-offset:5px}
button{font:inherit;color:inherit;cursor:pointer}
button,a,summary{-webkit-tap-highlight-color:transparent}
button:disabled{cursor:default}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--blue);outline-offset:6px}
::selection{background:var(--ink);color:var(--paper)}
h1,h2,h3,p,figure,dl,dd{margin:0}
h1,h2,h3{font-weight:400;text-wrap:balance}
h1{font-size:84px;line-height:1.01;letter-spacing:-.055em}
h2{font-size:52px;line-height:1.08;letter-spacing:-.043em}
h3{font-size:27px;line-height:1.2;letter-spacing:-.025em}
p{max-width:75ch}
p+p{margin-top:20px}
ul{padding-left:20px}
.wrap{max-width:calc(var(--max) + var(--gutter)*2);margin-inline:auto;padding-inline:var(--gutter)}
.section{padding-block:112px}
.eyebrow{font-size:11px;line-height:1.5;font-weight:700;letter-spacing:.13em;text-transform:uppercase;margin-bottom:27px}
.section-lead{font-size:18px;line-height:1.7;color:var(--muted);margin-top:28px;max-width:530px}
.small-note{font-size:12px;line-height:1.65;color:var(--muted);margin-top:24px;max-width:660px}
.section-number{font-size:12px;letter-spacing:.04em;color:var(--blue)}
.heading-wide{display:grid;grid-template-columns:1.12fr .88fr;gap:0 96px;align-items:end}
.heading-wide .eyebrow{grid-column:1/-1}
.heading-wide .section-lead{margin-top:0;max-width:450px;padding-bottom:3px}
.split-layout{display:grid;grid-template-columns:1fr 1fr;gap:96px;align-items:start}
.actions{display:flex;align-items:center;flex-wrap:wrap;gap:20px 30px;margin-top:30px}
.arrow-icon{width:21px;height:21px;flex-shrink:0;transition:transform .2s var(--ease)}
.button{display:inline-flex;align-items:center;justify-content:space-between;gap:24px;min-height:54px;border:1px solid var(--ink);border-radius:40px;padding:14px 24px;font-size:14px;font-weight:600;line-height:1.4;background:var(--ink);color:var(--paper);transition:background .2s,border-color .2s}
.button:hover{background:var(--navy);border-color:var(--navy)}
.button:hover .arrow-icon,.text-link:hover .arrow-icon{transform:translateX(3px)}
.button-light{background:var(--paper);color:var(--navy);border-color:var(--paper)}
.button-light:hover{background:var(--sky);border-color:var(--sky)}
.text-link{display:inline-flex;align-items:center;gap:15px;font-size:14px;font-weight:600;line-height:1.5;min-height:44px;text-decoration:underline;text-decoration-color:transparent;transition:text-decoration-color .2s}
.text-link:hover{text-decoration-color:currentColor}
.section-heading+.text-link{margin-top:26px}
.section-heading+.button{margin-top:32px}
.skip-link{position:fixed;left:16px;top:-100px;z-index:100;padding:12px 18px;background:var(--paper);color:var(--navy);border:2px solid var(--navy)}
.skip-link:focus{top:12px}
/* Navigation */
.site-header{position:fixed;inset:0 0 auto;z-index:30;height:88px;transition:background .2s,box-shadow .2s;background:transparent}
.site-header.is-scrolled,.nav-open .site-header{background:var(--paper);box-shadow:0 1px 0 var(--line)}
.header-inner{height:100%;display:flex;align-items:center;justify-content:space-between;gap:48px}
.brand{display:inline-flex;align-items:center;min-height:44px;flex-shrink:0}
.brand img{width:151px;height:auto}
.site-nav{display:flex;align-items:center;gap:32px;font-size:13px;line-height:1.5}
.site-nav>a{min-height:44px;display:flex;align-items:center;position:relative;white-space:nowrap}
.site-nav>a[aria-current]{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:8px}
.site-nav>a:hover{text-decoration:underline;text-underline-offset:8px}
.site-nav .nav-contact{gap:24px;margin-left:6px;border-bottom:1px solid var(--ink);font-weight:600}
.language-switch{display:flex;align-items:center;margin-left:4px;font-size:11px;line-height:1}
.language-switch a,.language-switch span{display:grid;place-items:center;min-width:34px;min-height:44px}
.language-switch [aria-current]{text-decoration:underline;text-underline-offset:6px;font-weight:700}
.language-switch a{color:var(--ink)}
.menu-toggle{display:none;border:0;background:none;padding:8px 0 8px 12px;gap:16px;align-items:center;min-height:44px;font-size:13px}
.menu-lines{display:flex;flex-direction:column;gap:6px;width:22px}
.menu-lines i{height:1px;width:100%;background:var(--ink);transition:transform .2s}
.nav-open .menu-lines i:first-child{transform:translateY(3.5px) rotate(45deg)}
.nav-open .menu-lines i:last-child{transform:translateY(-3.5px) rotate(-45deg)}
/* Homepage. A single photographic composition, not an image card. */
.home-hero{position:relative;isolation:isolate;background:var(--sky);height:min(920px,100svh);min-height:840px;overflow:hidden}
.hero-media{position:absolute;inset:0;z-index:-1}
.hero-media picture{display:block;width:100%;height:100%}
.hero-media img{width:100%;height:100%;object-fit:cover;object-position:57% center}
.hero-content{padding-top:176px;padding-bottom:64px}
.hero-content .eyebrow{margin-bottom:27px}
.hero-content h1{max-width:620px}
.hero-intro{font-size:18px;line-height:1.65;margin-top:28px;max-width:465px}
.hero-content .hero-intro{max-width:455px}
.hero-content .actions{margin-top:30px;max-width:520px}
.status-line{font-size:12px;line-height:1.6;margin-top:29px;display:flex;align-items:flex-start;gap:12px;max-width:480px}
.status-line>span{width:21px;height:1px;background:currentColor;flex-shrink:0;margin-top:10px}
.scroll-cue{position:absolute;right:var(--gutter);bottom:32px;width:44px;height:44px;display:grid;place-items:center;border:1px solid #173a5755;border-radius:50%;font-size:20px}
.scroll-cue:hover{background:#ffffff50}
.brand-strip{border-bottom:1px solid var(--line)}
.brand-strip>.wrap{min-height:96px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand-strip p{font-size:16px;letter-spacing:-.015em}
.brand-strip span{font-size:10px;letter-spacing:.13em;font-weight:700;white-space:nowrap}
/* Editorial sections */
.priority-teasers{border-top:1px solid var(--line)}
.priority-teaser{padding:26px 0;display:grid;grid-template-columns:35px 1fr;gap:15px;border-bottom:1px solid var(--line)}
.priority-teaser .section-number{padding-top:3px}
.priority-teaser h3{font-size:25px;margin-bottom:12px}
.priority-teaser p{font-size:15px;line-height:1.75;color:var(--muted);max-width:490px}
.product-section{padding-block:0 32px}
.product-layout{display:grid;grid-template-columns:.87fr 1.13fr;gap:110px;align-items:center}
.product-photo{position:relative;align-self:stretch;min-height:610px;background:var(--sky);overflow:hidden}
.product-photo>img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0;object-position:50% 35%}
.product-photo figcaption{position:absolute;left:32px;right:32px;bottom:28px;font-size:19px;letter-spacing:-.02em;color:var(--navy);background:var(--sky);width:fit-content;padding:5px 12px}
.product-copy{padding-block:20px}
.product-copy .section-lead{max-width:470px;margin-bottom:28px}
.disclosures{border-top:1px solid var(--line)}
.disclosures details{border-bottom:1px solid var(--line);scroll-margin-top:120px}
summary{list-style:none;cursor:pointer;min-height:74px;padding:22px 2px 22px 0;display:flex;align-items:center;justify-content:space-between;gap:24px;font-size:18px;line-height:1.45;letter-spacing:-.012em}
summary::-webkit-details-marker{display:none}
summary:hover{color:var(--blue)}
.disclosure-mark{display:block;position:relative;width:18px;height:18px;flex-shrink:0}
.disclosure-mark::before,.disclosure-mark::after{position:absolute;content:'';left:0;right:0;top:8px;height:1px;background:currentColor}
.disclosure-mark::after{transform:rotate(90deg);transition:transform .2s}
details[open] .disclosure-mark::after{transform:rotate(0)}
.detail-body{padding:0 32px 25px 0;font-size:15px;color:var(--muted);line-height:1.75;max-width:720px}
.detail-body .small-note{margin-top:18px;font-size:12px}
.detail-list{margin:18px 0 0;padding-left:18px}
.detail-list li{margin-top:10px;padding-left:3px}
.team-section{background:var(--paper)}
.team-section .section-lead{max-width:360px}
.people-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:92px;margin-top:58px}
.person{border-top:1px solid var(--line);padding-top:30px}
.person-top{display:flex;gap:24px;align-items:center}
.portrait{width:96px;height:104px;object-fit:cover;flex-shrink:0;background:var(--warm);border-radius:0}
.person h3{font-size:26px;line-height:1.2}
.person-role{font-size:13px;color:var(--blue);line-height:1.55;margin-top:8px}
.person-status{font-size:12px;line-height:1.55;color:var(--muted);margin-top:6px}
.person-bio{font-size:15px;line-height:1.8;color:var(--muted);margin-top:26px;max-width:560px}
.person-focus{font-size:12px;line-height:1.6;margin-top:18px}
.distribution-section{background:var(--warm)}
.channels{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;margin-top:56px}
.channel{border-top:1px solid var(--line);padding-top:23px}
.channel .section-number{display:block;margin-bottom:25px}
.channel h3{font-size:26px;line-height:1.22;min-height:64px;max-width:330px}
.channel p{font-size:15px;line-height:1.8;color:var(--muted);max-width:360px;margin-top:18px}
.section-end{margin-top:40px;display:flex;align-items:center;justify-content:space-between;gap:48px}
.section-end .small-note{margin-top:0;max-width:405px}




.investment-principles{border-top:1px solid #ffffff40}
.investment-principles article{padding:25px 0;border-bottom:1px solid #ffffff40}
.investment-principles h3{font-size:25px}
.investment-principles p{font-size:15px;line-height:1.75;color:var(--light-text);margin-top:12px}
.contact-section a:focus-visible,.contact-section button:focus-visible{outline-color:var(--paper)}
.faq-layout{display:grid;grid-template-columns:.7fr 1.3fr;gap:96px}
.faq-layout>.eyebrow{padding-top:26px}
/* The principal audience page */
.subhero{padding-top:156px;background:var(--paper)}
.subhero-layout{display:grid;grid-template-columns:1.35fr .85fr;gap:80px;align-items:center;padding-bottom:68px}
.subhero h1{font-size:70px;max-width:700px}
.subhero .hero-intro{max-width:585px}
.subhero .eyebrow{margin-bottom:27px}
.subhero .actions{gap:16px 28px}
.subhero .text-link{font-size:13px}
.subhero-visual{background:var(--sky);height:560px;overflow:hidden;align-self:stretch}
.subhero-visual img{width:100%;height:100%;object-fit:cover}
.subhero-carriers .subhero-visual img{object-position:56% center}


.subhero-partners .subhero-visual img{object-position:42% center}
.programme-facts dl{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.programme-facts dl>div{padding:26px 0 25px}
.programme-facts dt{font-size:10px;letter-spacing:.14em;font-weight:700;margin-bottom:8px}
.programme-facts dd{font-size:19px;letter-spacing:-.015em}
.carrier-priorities{margin-top:55px;border-top:1px solid var(--line)}
.carrier-priority{display:grid;grid-template-columns:45px .83fr 1.17fr;gap:35px;border-bottom:1px solid var(--line);padding:34px 0 30px}
.carrier-priority>.section-number{padding-top:7px}
.carrier-priority h3{max-width:330px;font-size:28px}
.carrier-priority p{font-size:16px;line-height:1.75;color:var(--muted)}
.carrier-priority .text-link{margin-top:14px;font-size:13px}
.carrier-case{padding-bottom:82px}
.team-compact{padding-top:72px}
.team-compact h2{font-size:44px}
.team-compact .people-grid{margin-top:43px}
.authority-section{background:var(--navy);color:var(--paper)}
.authority-section .eyebrow{color:var(--sky)}
.authority-section .section-lead,.authority-section .small-note{color:var(--light-text)}
.authority-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px;margin-top:55px}
.authority-column{border-top:1px solid #ffffff40;padding-top:26px}
.authority-column>.eyebrow{font-size:10px;margin-bottom:17px}
.authority-column>h3{font-size:36px}
.authority-column>ul{list-style:none;margin:26px 0 0;padding:0}
.authority-column li{padding:12px 0;border-bottom:1px solid #ffffff30;color:var(--light-text);font-size:16px}
.technical-layout{display:grid;grid-template-columns:.88fr 1.12fr;gap:100px;align-items:start}
.technical-intro{position:sticky;top:142px}
.technical-intro .section-lead{font-size:17px;max-width:380px}
.disclosures-technical summary{min-height:83px;font-size:19px}
.disclosures-technical .detail-body{font-size:15px}
.path-section{background:var(--warm)}
.launch-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:34px;margin-top:54px}
.launch-steps article{border-top:1px solid var(--line);padding-top:23px}
.step-number{display:block;font-size:12px;margin-bottom:24px;color:var(--blue)}
.launch-steps h3{font-size:24px;min-height:58px;max-width:260px}
.launch-steps p{font-size:15px;color:var(--muted);line-height:1.8;margin-top:16px}
.path-section>.wrap>.small-note{max-width:none;margin-top:35px}

.editorial-copy{padding-top:3px;color:var(--muted);font-size:17px;line-height:1.8}
.editorial-copy .large-copy{font-size:23px;line-height:1.5;letter-spacing:-.015em;color:var(--ink)}
.editorial-copy .text-link{margin-top:24px;color:var(--ink)}

.thesis-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:50px;margin-top:52px}
.thesis-grid article{border-top:1px solid var(--line);padding-top:25px}
.thesis-grid .section-number{display:block;margin-bottom:27px}
.thesis-grid h3{font-size:27px;max-width:370px;min-height:66px}
.thesis-grid p{font-size:15px;color:var(--muted);line-height:1.8;margin-top:20px}
.economics-section{background:var(--navy);color:var(--paper)}
.economics-section .eyebrow{color:var(--sky)}
.economics-section .section-lead,.economics-section .small-note{color:var(--light-text)}
.economics-ledger{border-top:1px solid #ffffff40}
.economics-row{padding:23px 0;border-bottom:1px solid #ffffff40}
.economics-row dt{font-size:11px;color:var(--sky);font-weight:700;letter-spacing:.05em;margin-bottom:12px}
.economics-row h3{font-size:25px}
.economics-row p{font-size:15px;line-height:1.75;color:var(--light-text);margin-top:12px}
.progress-section{background:var(--warm)}
.milestone{border-top:1px solid var(--line);padding:22px 0 28px}
.milestone:last-of-type{border-bottom:1px solid var(--line)}
.milestone>div{display:flex;justify-content:space-between;align-items:start;gap:20px}
.milestone h3{font-size:22px}
.milestone-status{font-size:11px;line-height:1.55;text-align:right;color:var(--blue);max-width:145px;padding-top:4px}
.milestone>p{font-size:15px;line-height:1.7;color:var(--muted);margin-top:14px}
/* Secondary routes */
.partner-audience{border-bottom:1px solid var(--line)}
.partner-audience:nth-of-type(3){background:var(--warm)}
.partner-agenda{list-style:none;border-top:1px solid var(--line);padding:0;margin:0 0 32px}
.partner-agenda li{border-bottom:1px solid var(--line);padding:19px 0;font-size:17px}
.narrow{max-width:1000px}
.other-partners h2{font-size:42px;max-width:800px}
.other-partners .narrow>p:not(.small-note){font-size:18px;line-height:1.8;margin-top:26px;color:var(--muted)}
.other-partners .text-link{margin-top:20px}
.capacity-return{border-top:1px solid var(--line);margin-top:36px;padding-top:30px;display:flex;justify-content:space-between;align-items:center;gap:24px}
.capacity-return .text-link{margin-top:0}
/* Focus remains visible on the dark and brand-blue surfaces. */
.contact-section a:focus-visible,.contact-section button:focus-visible,
.authority-section a:focus-visible,
.economics-section a:focus-visible{outline-color:#fff}
/* Contact and footer */
.contact-section{background:var(--blue);color:var(--paper);padding-block:86px}
.contact-layout{display:grid;grid-template-columns:1.1fr .9fr;gap:100px}
.contact-section .eyebrow{color:var(--paper)}
.contact-section h2{font-size:52px}
.contact-intro{font-size:17px;line-height:1.7;color:var(--paper);max-width:480px;margin-top:24px}
.contact-person{align-self:center;padding-left:25px}
.contact-name{font-size:26px;letter-spacing:-.02em}
.contact-role{font-size:13px;margin-top:3px}
.email-link{font-size:22px;line-height:1.5;letter-spacing:-.025em;display:inline-block;margin-top:22px;min-height:44px;overflow-wrap:anywhere}
.email-link:hover{text-decoration:underline}
.copy-email{font-size:12px;border:0;background:none;padding:4px 0;min-height:44px;display:block;text-decoration:underline;text-underline-offset:4px}
html:not(.js) .copy-email{display:none}
.copy-status{min-height:0;font-size:12px;margin:0}
.copy-status:not(:empty){margin-top:4px}
.secondary-contact{border-top:1px solid #ffffff55;margin-top:28px;padding-top:20px;font-size:13px}
.secondary-contact .text-link{font-size:13px;margin-top:3px}
.contact-section .actions .text-link{font-weight:400}
.site-footer{padding-block:56px 26px;background:var(--paper)}
.footer-main{display:flex;justify-content:space-between;gap:56px;align-items:start}
.footer-tagline{font-size:18px;margin-top:14px;letter-spacing:-.02em}
.footer-links{display:grid;grid-template-columns:auto auto;gap:4px 48px;font-size:13px;line-height:1.5;max-width:540px}
.footer-links a{min-height:44px;display:flex;align-items:center}
.footer-links a:hover{text-decoration:underline}
.footer-status{font-size:12px;color:var(--muted);max-width:760px;line-height:1.75;margin-top:33px}
.footer-base{border-top:1px solid var(--line);margin-top:32px;padding-top:21px;display:flex;justify-content:space-between;align-items:center;gap:20px;font-size:11px;color:var(--muted)}
.footer-base p span{padding-inline:9px}
.footer-base a{min-height:44px;display:flex;align-items:center;gap:24px}
/* Legal and real error page */
.legal-page{padding-top:162px;padding-bottom:100px;max-width:1030px}
.legal-page h1{font-size:68px}
.legal-lead{font-size:20px;line-height:1.6;margin-top:30px}
.legal-text{margin-top:38px}
.legal-preview-notice{border-left:2px solid var(--blue);padding:15px 24px;background:var(--pale);font-size:14px}
.legal-text section{margin-top:38px}
.legal-text h2{font-size:28px;line-height:1.25;letter-spacing:-.025em;margin-bottom:16px}
.legal-text p{font-size:16px;color:var(--muted);line-height:1.85}
.error-page{padding-top:180px;padding-bottom:140px;min-height:80svh}
.error-page h1{font-size:76px}
.error-page>p:not(.eyebrow){margin-top:30px;font-size:18px;max-width:540px}
.error-page>.text-link{margin-top:32px}
/* Video is progressive enhancement. The original image remains underneath. */
.hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transition:opacity .4s}
.hero-video.is-ready{opacity:1}
.video-control{position:absolute;z-index:3;right:30px;bottom:85px;border:1px solid var(--ink);background:var(--sky);border-radius:24px;padding:10px 17px;font-size:12px;min-height:44px;color:var(--ink)}
@media(min-width:1600px){.home-hero{height:960px}.hero-content{padding-top:200px}.home-hero h1{font-size:96px}.hero-intro{font-size:19px}.hero-content .hero-intro{max-width:500px}.subhero h1{font-size:80px}}
@media(max-width:1200px){
 :root{--gutter:40px}
 .site-nav{gap:24px}.header-inner{gap:24px}
 h1{font-size:73px}h2{font-size:46px}
 .hero-content{padding-top:170px}.home-hero{min-height:820px}.hero-content .hero-intro{max-width:415px;font-size:17px}.hero-content h1{max-width:545px}
 .hero-media img{object-position:58% center}
 .split-layout,.heading-wide{gap:0 64px}
 .product-layout{gap:65px;grid-template-columns:.88fr 1.12fr}.product-photo{min-height:570px}
 .people-grid{gap:65px}.channels{gap:34px}
 .subhero-layout{gap:55px;grid-template-columns:1.3fr .85fr}.subhero h1{font-size:63px}.subhero-visual{height:540px}
 .subhero .hero-intro{font-size:17px}.subhero .actions{gap:8px 20px}
 .carrier-priority{gap:24px;grid-template-columns:35px .8fr 1.2fr}.carrier-priority h3{font-size:26px}
 .technical-layout{gap:65px}.authority-grid{gap:65px}.thesis-grid{gap:35px}.launch-steps{gap:24px}
 .contact-layout{gap:64px}.contact-section h2{font-size:46px}
 .contact-person{padding-left:0}.email-link{font-size:21px}.section-end{gap:30px}
}
@media(max-width:1020px){
 .site-header{height:80px}
 .menu-toggle{display:flex}
 .site-nav{gap:24px}
 .js .site-nav{display:none;position:absolute;top:80px;left:0;right:0;background:var(--paper);padding:18px var(--gutter) 30px;border-bottom:1px solid var(--line);box-shadow:0 15px 30px #0000000d}
 .js .nav-open .site-nav{display:flex;flex-wrap:wrap}
 .site-nav .nav-contact{margin-left:0}
 html:not(.js) .site-header{height:auto;position:relative;background:var(--paper)}
 html:not(.js) .header-inner{align-items:center;flex-wrap:wrap;padding-block:16px;gap:8px}
 html:not(.js) .site-nav{display:flex;flex-wrap:wrap;gap:8px 24px}
 html:not(.js) .menu-toggle{display:none}
 .home-hero{min-height:790px}.hero-content{padding-top:153px}.home-hero h1{font-size:68px;max-width:450px}.hero-content .hero-intro{max-width:355px;font-size:16px}
 .hero-content .actions{gap:12px;max-width:340px}.hero-content .text-link{font-size:13px}.hero-content .button{padding-inline:20px}
 .hero-content .status-line{max-width:350px}.hero-media img{object-position:53% center}
 .brand-strip span{font-size:9px}.brand-strip p{max-width:360px}
 .section{padding-block:84px}h2{font-size:42px}
 .split-layout,.heading-wide{gap:0 45px}.product-layout{gap:45px}.product-photo{min-height:580px}
 .people-grid{gap:44px}.person-top{align-items:flex-start;gap:18px}.portrait{width:76px;height:83px}.person h3{font-size:23px}
 .channels{gap:26px}.channel h3{font-size:24px;min-height:85px}
 .subhero{padding-top:132px}.subhero-layout{grid-template-columns:1.2fr .8fr;gap:36px}.subhero h1{font-size:56px}.subhero-visual{height:530px}.subhero .hero-intro{font-size:16px}.subhero .actions{align-items:flex-start;gap:8px}.subhero .text-link{font-size:12px}
 .carrier-priority{grid-template-columns:30px .82fr 1.18fr;gap:22px}.carrier-priority h3{font-size:25px}.carrier-priority p{font-size:15px}
 .technical-layout{gap:44px;grid-template-columns:.8fr 1.2fr}.technical-intro h2{font-size:40px}
 .authority-grid{gap:50px}.authority-column li{font-size:15px}.authority-column>h3{font-size:31px}
 .launch-steps{grid-template-columns:1fr 1fr;gap:34px 44px}.launch-steps h3{min-height:0}.launch-steps p{max-width:400px}
 .thesis-grid{gap:28px}.thesis-grid h3{font-size:24px;min-height:92px}
 .faq-layout{gap:45px;grid-template-columns:.7fr 1.3fr}
 .contact-layout{gap:40px;grid-template-columns:1.1fr .9fr}.contact-section h2{font-size:43px}.contact-intro{font-size:16px}.email-link{font-size:20px}
}
@media(max-width:760px){
 :root{--gutter:24px}
 body{font-size:16px}html{scroll-padding-top:96px}
 h1{font-size:54px;letter-spacing:-.052em;line-height:1.02}h2{font-size:40px;line-height:1.1}h3{font-size:25px}
 .wrap{max-width:640px}
 .section{padding-block:70px}.eyebrow{font-size:10px;letter-spacing:.12em;margin-bottom:22px}
 .section-lead{font-size:17px;line-height:1.75;margin-top:24px}.small-note{font-size:12px}
 .header-inner{max-width:none}.brand img{width:133px}
 .js .nav-open .site-nav{display:flex;align-items:stretch;flex-direction:column;gap:4px;padding-top:8px}
 .site-nav>a{font-size:18px;padding:10px 0;min-height:50px}.site-nav .nav-contact{font-size:16px;width:fit-content;max-width:100%;margin-top:10px}
 .language-switch{margin:6px 0 0;justify-content:flex-start}.language-switch a,.language-switch span{min-width:44px}
 .language-switch>span:first-child,.language-switch>a:first-child{justify-content:start}
 .home-hero{display:flex;flex-direction:column;height:auto;min-height:0;max-height:none;padding-top:0}
 .hero-content{order:0;padding-top:119px;padding-bottom:0;width:100%;max-width:640px}
 .home-hero h1{font-size:57px;max-width:none}
 .hero-content .eyebrow{margin-bottom:22px}
 .hero-content .hero-intro{font-size:17px;max-width:450px;line-height:1.65;margin-top:24px}
 .hero-content .actions{max-width:none;gap:12px 22px;margin-top:24px}
 .hero-content .button{padding-inline:22px;font-size:13px}
 .hero-content .text-link{font-size:13px}
 .status-line{font-size:11px;max-width:445px;margin-top:24px;line-height:1.65}
 .hero-content .status-line{max-width:445px;margin-bottom:0}
 .hero-media{position:relative;inset:auto;order:1;height:385px;width:100%;margin-top:18px;z-index:0;align-self:center;max-width:640px}
 .hero-media img{object-fit:cover;object-position:50% 52%}
 .scroll-cue{display:none}
 .brand-strip>.wrap{padding-block:24px;min-height:105px;flex-direction:column;align-items:start;gap:13px}
 .brand-strip p{font-size:15px;max-width:440px}
 .brand-strip span{font-size:9px;letter-spacing:.12em}
 .split-layout,.heading-wide{display:block}
 .heading-wide .section-lead{margin-top:22px}
 .priority-teasers{margin-top:36px}.priority-teaser{padding:22px 0;grid-template-columns:28px 1fr;gap:12px}.priority-teaser h3{font-size:24px}.priority-teaser p{font-size:15px}
 .proposition-section{padding-bottom:60px}
 .product-section{padding-bottom:0}
 .product-layout{display:flex;flex-direction:column;gap:34px}
 .product-photo{width:100%;min-height:0;height:430px;align-self:auto}
 .product-photo>img{object-position:50% 31%}
 .product-photo figcaption{left:22px;bottom:20px;font-size:17px;padding:3px 9px}
 .product-copy{padding-top:0;width:100%}
 .product-copy .section-lead{margin-bottom:25px}
 summary{font-size:17px;min-height:72px;gap:20px;padding-block:21px}
 .detail-body{padding-right:20px}
 .people-grid{grid-template-columns:1fr;gap:34px;margin-top:35px}
 .person{padding-top:24px}.person-top{gap:22px;align-items:center}.portrait{width:90px;height:98px}.person h3{font-size:24px}.person-role{font-size:12px}.person-status{font-size:11px}.person-bio{margin-top:23px;font-size:15px}.person-focus{margin-top:14px}
 .channels{grid-template-columns:1fr;gap:28px;margin-top:35px}
 .channel{display:grid;grid-template-columns:28px 1fr;gap:13px;padding-top:22px}
 .channel .section-number{grid-row:1/3;margin:0;padding-top:6px}
 .channel h3{min-height:0;max-width:400px;font-size:25px}
 .channel p{margin:0;max-width:440px;grid-column:2}
 .section-end{margin-top:28px;display:block}
 .section-end .small-note{margin-top:15px;max-width:440px}
 
 .investment-principles{margin-top:42px}
 .investment-principles article{padding-block:23px}.investment-principles h3{font-size:24px}
 .faq-layout{display:block}.faq-layout>.eyebrow{padding:0;margin-bottom:25px}
 .subhero{padding-top:119px}
 .subhero-layout{display:flex;flex-direction:column;gap:30px;padding-bottom:36px;align-items:stretch}
 .subhero-copy{width:100%}.subhero h1{font-size:54px}
 .subhero .hero-intro{font-size:17px;max-width:460px;margin-top:24px}
 .subhero .actions{gap:8px 22px;margin-top:24px}
 .subhero .text-link{font-size:13px}
 .subhero-visual{align-self:auto;height:350px;width:100%;max-width:none}
 .subhero-carriers .subhero-visual img{object-position:50% 35%}
 
 .subhero-partners .subhero-visual img{object-position:50% 41%}
 .programme-facts dl{grid-template-columns:1fr 1fr}
 .programme-facts dl>div{padding:21px 0}.programme-facts dl>div:nth-child(-n+2){border-bottom:1px solid var(--line)}
 .programme-facts dd{font-size:18px}.programme-facts dt{font-size:9px}
 .carrier-priorities{margin-top:32px}.carrier-priority{grid-template-columns:28px 1fr;gap:16px;padding:26px 0}
 .carrier-priority .section-number{padding-top:4px}.carrier-priority h3{font-size:26px;max-width:430px}.carrier-priority>div{grid-column:2}.carrier-priority p{font-size:15px}.carrier-priority .text-link{margin-top:13px}
 .carrier-case{padding-bottom:25px}
 .team-compact{padding-top:58px}.team-compact h2{font-size:40px}.team-compact .people-grid{margin-top:34px}
 .authority-grid{grid-template-columns:1fr;gap:36px;margin-top:34px}
 .authority-column{padding-top:22px}.authority-column>.eyebrow{font-size:9px}.authority-column>h3{font-size:31px}.authority-column ul{margin-top:18px}.authority-column li{font-size:15px}
 .technical-layout{display:block}.technical-intro{position:static}.technical-intro h2{font-size:40px}.technical-intro .section-lead{max-width:460px}
 .disclosures-technical{margin-top:32px}.disclosures-technical summary{font-size:18px;min-height:81px}.detail-list li{margin-top:10px}
 .launch-steps{grid-template-columns:1fr;gap:30px;margin-top:34px}
 .launch-steps article{display:grid;grid-template-columns:28px 1fr;gap:14px;padding-top:22px}.step-number{grid-row:1/3;padding-top:3px;margin:0}.launch-steps h3{font-size:25px;max-width:420px}.launch-steps p{grid-column:2;margin-top:0;max-width:450px}
 .editorial-copy{margin-top:28px;font-size:16px}.editorial-copy .large-copy{font-size:22px}
 .thesis-grid{grid-template-columns:1fr;gap:30px;margin-top:35px}
 .thesis-grid article{display:grid;grid-template-columns:28px 1fr;gap:14px;padding-top:22px}.thesis-grid .section-number{grid-row:1/3;margin:0;padding-top:4px}.thesis-grid h3{min-height:0;font-size:25px;max-width:440px}.thesis-grid p{grid-column:2;margin:0;font-size:15px}
 .economics-ledger{margin-top:37px}.economics-row{padding-block:24px}.economics-row h3{font-size:24px}
 .progress-section .split-layout>div:last-child{margin-top:33px}
 .milestone>div{gap:14px}.milestone h3{font-size:22px}.milestone-status{font-size:10px;max-width:123px}
 .partner-agenda{margin-top:30px;margin-bottom:30px}.partner-agenda li{font-size:16px}
 .other-partners h2{font-size:35px}.other-partners .narrow>p:not(.small-note){font-size:17px}
 .capacity-return{display:block}.capacity-return .text-link{margin-top:12px}
 .contact-section{padding-block:68px}.contact-layout{display:block}.contact-section h2{font-size:41px}.contact-intro{font-size:16px}.contact-section .actions{gap:13px 20px}
 .contact-person{border-top:1px solid #ffffff50;padding-top:31px;margin-top:37px}.contact-name{font-size:25px}.email-link{font-size:22px;margin-top:16px}
 .secondary-contact{margin-top:25px}.contact-role{font-size:12px}.contact-section .button{font-size:13px}
 .site-footer{padding-top:40px}.footer-main{display:block}.footer-links{margin-top:26px;grid-template-columns:1fr 1fr;gap:0 26px;font-size:12px;max-width:500px}.footer-tagline{font-size:17px}.footer-status{margin-top:25px;font-size:11px}.footer-base{margin-top:24px;padding-top:17px;align-items:start;font-size:10px}.footer-base p{max-width:230px}.footer-base p span{padding-inline:5px}.footer-base a{gap:12px;white-space:nowrap;min-height:30px}
 .legal-page{padding-top:123px;padding-bottom:68px}.legal-page h1{font-size:48px}.legal-lead{font-size:18px}.legal-text{margin-top:30px}.legal-preview-notice{padding:15px 18px}.legal-text h2{font-size:26px}.legal-text p{font-size:15px}
 .error-page{padding-top:144px;padding-bottom:80px}.error-page h1{font-size:51px}.error-page>p:not(.eyebrow){font-size:17px}
 .video-control{right:20px;bottom:22px}
}
@media(max-width:380px){
 :root{--gutter:20px}
 .home-hero h1{font-size:49px}.subhero h1{font-size:48px}.hero-content .hero-intro{font-size:16px}.hero-media{height:325px}
 .hero-content .actions{gap:8px 15px}.hero-content .button{gap:15px;padding-inline:18px}.hero-content .text-link{gap:10px;font-size:12px}
 h2{font-size:35px}.contact-section h2{font-size:37px}.technical-intro h2,.team-compact h2{font-size:36px}
 .contact-section .actions{align-items:flex-start;flex-direction:column}.person h3{font-size:22px}.person-top{gap:16px}.portrait{width:75px;height:82px}
 .email-link{font-size:20px}.footer-links{gap:0 20px}.brand-strip span{font-size:8px}
}
@media(prefers-reduced-motion:reduce){
 html{scroll-behavior:auto}
 *,*::before,*::after{animation:none!important;transition:none!important}
 .hero-video{display:none}
}
@media print{
 .site-header,.scroll-cue,.video-control,.menu-toggle,.copy-email{display:none!important}
 .section,.contact-section{padding-block:32px}.home-hero,.subhero{padding-top:20px;height:auto;min-height:0}.hero-content{padding-top:20px}
 .hero-media{opacity:.4}.wrap{padding-inline:0}.subhero-visual{height:320px}
 .contact-section,.authority-section,.economics-section{background:white;color:var(--ink)}
 p,.small-note,.section-lead{color:var(--text)!important}.technical-intro{position:static}
}
/* Carrier-only edition: evidence and distribution lead the page. */
.home-hero{height:850px;min-height:820px}
.hero-content{padding-top:174px}
.home-hero h1{font-size:88px;max-width:690px;line-height:1.03}
.hero-content .hero-intro{font-size:18px;max-width:460px}
.hero-utility{position:absolute;inset:auto 0 26px;display:flex;align-items:center;justify-content:space-between;width:100%;pointer-events:none}
.hero-caption{font-size:10px;letter-spacing:.11em;text-transform:uppercase}
.motion-toggle{pointer-events:auto;display:inline-flex;align-items:center;gap:10px;min-height:44px;border:1px solid #173a5755;background:var(--sky);border-radius:28px;padding:10px 16px;font-size:11px;line-height:1.2}
.motion-toggle:hover{background:var(--paper)}
.motion-icon{display:inline-block;width:10px;height:11px;border-inline:2px solid currentColor}
.motion-toggle[aria-pressed=true] .motion-icon{border:0;width:0;height:0;border-top:6px solid transparent;border-bottom:6px solid transparent;border-left:9px solid currentColor}
.carrier-thesis{display:grid;grid-template-columns:repeat(3,1fr);gap:52px;margin-top:56px}
.thesis-point{border-top:1px solid var(--line);padding-top:22px}
.thesis-point .section-number{display:block;margin-bottom:20px}
.thesis-point h3{font-size:26px;max-width:320px;min-height:65px}
.thesis-point p{font-size:15px;color:var(--muted);line-height:1.75;margin-top:18px}
.market-section{background:var(--pale)}
.market-statistics{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:54px;margin-top:68px}
.market-stat{border-top:1px solid #173a5740;padding-top:25px}
.stat-value{font-size:94px;line-height:1.05;letter-spacing:-.055em;white-space:nowrap}
.stat-value span{font-size:19px;letter-spacing:-.01em;display:block;margin-top:7px}
.market-stat h3{font-size:23px;margin-top:31px;line-height:1.3;max-width:320px}
.market-stat p{font-size:13px;color:var(--muted);line-height:1.7;margin-top:14px;max-width:330px}
.source-ref{position:relative;font-size:11px;letter-spacing:0;line-height:1;margin-left:4px;vertical-align:super;text-decoration:underline;text-underline-offset:2px;white-space:nowrap}
.international-section{padding-top:96px}
.international-feature{display:grid;grid-template-columns:1.15fr .85fr;gap:90px;align-items:center;margin-top:55px;padding-bottom:48px;border-bottom:1px solid var(--line)}
.international-feature .eyebrow{margin-bottom:8px;color:var(--blue)}
.international-headline-number{font-size:clamp(88px,10vw,140px);line-height:1.08;letter-spacing:-.065em;color:var(--blue)}
.international-feature h3{font-size:32px;line-height:1.25;max-width:380px}
.international-feature>div>p:not(.eyebrow){font-size:16px;line-height:1.75;color:var(--muted);margin-top:20px;max-width:395px}
.international-examples{display:grid;grid-template-columns:repeat(3,1fr);gap:52px;margin-top:35px}
.international-example .eyebrow{font-size:10px;margin-bottom:23px}
.international-number{font-size:55px;line-height:1.2;letter-spacing:-.04em;white-space:nowrap}
.international-example h3{font-size:21px;line-height:1.3;margin-top:16px;max-width:330px;min-height:55px}
.international-example>p:not(.eyebrow){font-size:13px;line-height:1.7;color:var(--muted);margin-top:16px;max-width:335px}
.international-section>.wrap>.small-note{max-width:100%;margin-top:40px;font-size:11px}
.distribution-section{background:var(--warm)}
.channel h3{min-height:0;margin-bottom:18px}
.distribution-path{padding:35px 0 38px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-top:50px}
.distribution-path>.eyebrow{font-size:10px;margin-bottom:28px;color:var(--muted)}
.distribution-path ol{margin:0;list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:0;position:relative}
.distribution-path ol::before{content:'';position:absolute;left:4px;right:calc(33.333% - 4px);top:5px;height:1px;background:var(--blue);transform-origin:left;transition:transform 1.2s var(--ease)}
.distribution-path li{display:flex;align-items:flex-start;flex-direction:column;gap:16px;font-size:17px;line-height:1.4;padding-right:25px;max-width:320px;z-index:1}
.path-dot{width:11px;height:11px;border-radius:50%;background:var(--blue);box-shadow:0 0 0 5px var(--warm)}
.selection-case{display:grid;grid-template-columns:1fr 1fr;gap:85px;margin-top:44px}
.selection-case h3{font-size:32px;max-width:420px;line-height:1.2}
.selection-case>div>p{font-size:15px;line-height:1.8;color:var(--muted)}
.selection-case>div>.small-note{font-size:12px;margin-top:15px}
.programme-section .product-photo{min-height:635px}
.operating-section{background:var(--navy);color:white}
.operating-section .eyebrow{color:var(--sky)}
.operating-section .section-lead{color:var(--light-text)}
.operating-principles{border-top:1px solid #ffffff55}
.operating-principles article{padding-block:24px;border-bottom:1px solid #ffffff55}
.operating-principles h3{font-size:26px;margin-bottom:16px}
.operating-principles p{color:var(--light-text);font-size:15px;line-height:1.75}
.operating-section a:focus-visible{outline-color:white}
.sources-section{padding-top:0;padding-bottom:72px}
.sources-section>details{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sources-section summary{font-size:14px;min-height:64px;letter-spacing:0}
.source-list{padding-left:22px;margin:6px 0 26px;columns:2;column-gap:60px;font-size:12px;line-height:1.7;color:var(--muted)}
.source-list li{break-inside:avoid;margin-bottom:20px;padding-left:4px;scroll-margin-top:120px}
.source-list a{color:var(--ink);text-decoration:underline;text-underline-offset:3px}
.source-list p{margin-top:5px;max-width:540px}
.source-list li:target{outline:1px solid var(--blue);outline-offset:6px}
.launch-steps{grid-template-columns:repeat(3,1fr)}
/* Motion is progressive, finite for text and controllable for the photograph. */
.js.motion-enabled .camera-drift{transform-origin:70% 62%;animation:camera-drift 18s ease-in-out infinite alternate;will-change:transform}
@keyframes camera-drift{from{transform:scale(1.015) translate3d(0,0,0)}to{transform:scale(1.065) translate3d(-.65%,.2%,0)}}
.js.motion-enabled .hero-enter{animation:hero-enter .75s var(--ease) both}
.js.motion-enabled .hero-enter:nth-child(2){animation-delay:.08s}
.js.motion-enabled .hero-enter:nth-child(3){animation-delay:.16s}
.js.motion-enabled .hero-enter:nth-child(4){animation-delay:.23s}
@keyframes hero-enter{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}
[data-reveal]{transition:opacity .65s var(--ease),transform .75s var(--ease)}
.reveal-wait{opacity:0;transform:translateY(22px)}
.reveal-wait.distribution-path ol::before{transform:scaleX(0)}
.motion-paused .camera-drift,.motion-suspended .camera-drift,.photo-offscreen .camera-drift{animation-play-state:paused!important;will-change:auto}
.motion-paused [data-reveal],.motion-paused .hero-enter{opacity:1!important;transform:none!important;transition:none!important;animation:none!important}
@media(min-width:1600px){
 .home-hero{height:900px}.hero-content{padding-top:185px}.home-hero h1{font-size:100px;max-width:780px}
 .hero-content .hero-intro{max-width:515px;font-size:19px}
}
@media(max-width:1200px){
 .home-hero h1{font-size:77px;max-width:600px}.hero-content .hero-intro{max-width:420px;font-size:17px}
 .carrier-thesis{gap:32px}.thesis-point h3{font-size:24px}
 .market-statistics{gap:35px}.stat-value{font-size:80px}.market-stat h3{font-size:22px}
 .international-feature{gap:50px}.international-number{font-size:46px}.international-examples{gap:35px}
 .selection-case{gap:55px}.selection-case h3{font-size:29px}
}
@media(max-width:1020px){
 .home-hero{height:820px;min-height:0}.home-hero h1{font-size:64px;max-width:535px}.hero-content .hero-intro{max-width:365px}
 .thesis-point h3{min-height:90px}.market-statistics{gap:30px}.stat-value{font-size:68px}.market-stat h3{font-size:21px}
 .international-number{font-size:40px}.international-feature h3{font-size:29px}
 .international-example h3{min-height:82px}.selection-case{gap:44px}
}
@media(max-width:760px){
 .home-hero{height:auto;min-height:0}.home-hero h1{font-size:clamp(40px,10.8vw,66px);max-width:100%;line-height:1.03}
 .hero-content{padding-top:119px}.hero-content .hero-intro{max-width:480px;font-size:16px;line-height:1.65}
 .hero-content .actions{max-width:100%;gap:10px 20px}.hero-media{height:390px;overflow:hidden;margin-top:22px}
 .hero-utility{position:absolute;inset:auto 0 18px;z-index:3;max-width:640px;justify-content:flex-end}
 .hero-caption{display:none}.motion-toggle{font-size:10px;padding:9px 13px;min-height:42px}
 .carrier-thesis{grid-template-columns:1fr;gap:26px;margin-top:35px}
 .thesis-point{display:grid;grid-template-columns:28px 1fr;gap:13px;padding-top:21px}
 .thesis-point .section-number{grid-row:1/3;margin:0;padding-top:4px}
 .thesis-point h3{min-height:0;max-width:none;font-size:24px}.thesis-point p{margin:0;grid-column:2}
 .market-statistics{display:block;margin-top:36px}.market-stat{padding-block:24px 30px}
 .market-stat:last-child{padding-bottom:0}.stat-value{font-size:76px}.stat-value span{font-size:18px;display:inline;vertical-align:baseline;letter-spacing:-.02em}
 .market-stat h3{font-size:22px;margin-top:16px;max-width:100%}.market-stat p{font-size:13px;margin-top:10px;max-width:440px}
 .international-section{padding-top:70px}.international-feature{display:block;margin-top:35px;padding-bottom:29px}
 .international-headline-number{font-size:92px}.international-feature h3{font-size:26px;margin-top:23px}
 .international-feature>div>p:not(.eyebrow){font-size:15px;margin-top:14px}
 .international-examples{grid-template-columns:1fr;gap:28px;margin-top:28px}
 .international-example{border-bottom:1px solid var(--line);padding-bottom:25px}.international-example:last-child{padding-bottom:0;border-bottom:0}
 .international-example .eyebrow{margin-bottom:12px}.international-number{font-size:52px}.international-example h3{min-height:0;font-size:22px;margin-top:11px}
 .international-example>p:not(.eyebrow){margin-top:12px;max-width:440px}.international-section>.wrap>.small-note{font-size:11px;margin-top:30px}
 .channel h3{margin-bottom:0}.distribution-path{margin-top:32px;padding-block:27px 28px}
 .distribution-path ol{display:flex;flex-direction:column;gap:30px}
 .distribution-path ol::before{left:5px;right:auto;top:6px;bottom:10px;width:1px;height:auto;transform-origin:top}
 .distribution-path li{display:flex;flex-direction:row;align-items:flex-start;gap:22px;padding:0;max-width:100%;font-size:17px}
 .path-dot{margin-top:7px;flex-shrink:0}.reveal-wait.distribution-path ol::before{transform:scaleY(0)}
 .selection-case{display:block;margin-top:32px}.selection-case h3{font-size:29px;max-width:450px}.selection-case>div{margin-top:20px}
 .programme-section .product-photo{min-height:0;height:440px}.product-layout{gap:38px}
 .operating-principles{margin-top:40px}.operating-principles h3{font-size:25px}
 .source-list{columns:1;max-width:500px;margin-bottom:20px;font-size:12px}.sources-section{padding-bottom:48px}
 .launch-steps{grid-template-columns:1fr}
}
@media(max-width:380px){
 .home-hero h1{font-size:38px}.hero-content .hero-intro{font-size:16px}
 .hero-media{height:335px}.stat-value{font-size:70px}.stat-value span{font-size:17px}
 .international-headline-number{font-size:85px}.international-number{font-size:46px}
}
@media(prefers-reduced-motion:reduce){
 .camera-drift,.hero-enter{animation:none!important;transform:none!important;opacity:1!important}
 [data-reveal],.reveal-wait{opacity:1!important;transform:none!important;transition:none!important}
 .distribution-path ol::before{transform:none!important;transition:none!important}
 .motion-toggle{display:none!important}
}
@media print{
 .motion-toggle{display:none!important}[data-reveal]{opacity:1!important;transform:none!important}
 .operating-section{background:white;color:var(--ink)}.operating-principles p{color:var(--text)}
 .market-statistics,.international-examples{display:block}.source-list{columns:1}
}

/* v7: the approved specialist-partner identity and four-principle narrative. */
:root{--body-measure:68ch;--section-rule:#ced9df}
.home-hero h1{font-size:84px;line-height:1.035;max-width:625px;letter-spacing:-.049em}
.home-hero .hero-intro{max-width:465px;line-height:1.7}
.home-hero .actions{gap:22px 30px;max-width:570px}
.hero-caption{letter-spacing:.1em}
.market-section{background:var(--paper)}
.market-statistics{margin-top:66px;gap:62px}
.market-stat{padding-top:29px}
.market-stat .stat-value{font-size:90px;color:var(--blue);letter-spacing:-.055em;line-height:1.05}
.market-stat h3{font-size:24px;margin-top:24px;line-height:1.2}
.market-stat>p{font-size:13px;line-height:1.7;margin-top:15px;color:var(--muted);max-width:380px}
.adoption-panel{display:grid;grid-template-columns:.87fr 1.13fr;gap:50px 100px;margin-top:76px;padding-top:58px;border-top:1px solid var(--line)}
.adoption-panel h2{font-size:35px;line-height:1.17;max-width:400px}
.adoption-panel .eyebrow{font-size:10px;margin-bottom:22px}
.adoption-panel .section-lead{font-size:16px;line-height:1.75;max-width:390px;margin-top:22px}
.adoption-countries{display:grid;grid-template-columns:1fr 1fr;gap:45px}
.adoption-country h3{font-size:19px;letter-spacing:-.01em;margin-bottom:29px}
.adoption-country dl{display:flex;gap:28px}
.adoption-country dl div{display:flex;flex-direction:column}
.adoption-country dt{font-size:12px;color:var(--muted);order:2;margin-top:9px}
.adoption-country dd{font-size:48px;letter-spacing:-.045em;line-height:1.04}
.adoption-country>p{font-size:12px;line-height:1.6;max-width:260px;margin-top:25px;color:var(--muted)}
.comparison-note{grid-column:1/-1;font-size:12px;line-height:1.65;color:var(--muted);max-width:1030px}
.partnership-section{background:var(--navy);color:var(--paper);padding-block:116px}
.philosophy-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:112px;align-items:start}
.philosophy-intro{position:sticky;top:136px}
.philosophy-intro h2{font-size:49px;line-height:1.13}
.partnership-section .eyebrow,.pillar-index{color:var(--sky)}
.partnership-section .section-lead{font-size:17px;line-height:1.8;color:var(--light-text);margin-top:30px;max-width:425px}
.partnership-section .button{margin-top:38px}
.partnership-section a:focus-visible{outline-color:var(--paper)}
.partnership-pillars{border-top:1px solid #d2e2ec55}
.pillar-row{display:grid;grid-template-columns:25px 1fr;gap:22px;padding:31px 0 32px;border-bottom:1px solid #d2e2ec55}
.pillar-index{padding-top:6px;font-size:11px;letter-spacing:.04em}
.pillar-row h3{font-size:28px;line-height:1.22;max-width:540px}
.pillar-row p{font-size:15px;line-height:1.8;color:var(--light-text);margin-top:17px;max-width:550px}
.distribution-section{background:var(--paper)}
.distribution-section .channel h3{min-height:0}
.distribution-section .path-dot{box-shadow:0 0 0 5px var(--paper)}
.technology-section{background:var(--pale)}
.technology-intro{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:start}
.technology-intro h2{font-size:49px}
.technology-copy{padding-top:47px;font-size:17px;line-height:1.8;color:var(--muted)}
.technology-copy p+p{margin-top:22px}
.data-loop{margin-top:64px;padding-top:36px;border-top:1px solid var(--line)}
.data-loop>.eyebrow{font-size:10px;margin-bottom:30px}
.data-loop ol{display:grid;grid-template-columns:repeat(4,1fr);list-style:none;padding:0;margin:0;position:relative;gap:0}
.data-loop ol::before{content:'';position:absolute;left:12px;right:calc(25% - 12px);height:1px;background:var(--blue);top:12px;transform-origin:left;transition:transform 1.2s var(--ease)}
.data-loop li{padding-right:36px;position:relative;z-index:1}
.loop-marker{display:grid;place-items:center;width:25px;height:25px;background:var(--pale);border:1px solid var(--blue);box-shadow:0 0 0 7px var(--pale);border-radius:50%;color:var(--blue);font-size:9px;line-height:1}
.data-loop h3{font-size:23px;margin-top:23px;letter-spacing:-.02em}
.data-loop li p{font-size:14px;line-height:1.65;color:var(--muted);margin-top:13px;max-width:215px}
.data-loop>.small-note{max-width:none;font-size:12px;margin-top:32px}
.data-loop.reveal-wait ol::before{transform:scaleX(0)}
.programme-section .product-photo{min-height:680px}
.programme-section .product-copy h2{font-size:46px}
.programme-section .section-lead{font-size:17px;line-height:1.8}
.execution-section,.contribution-section{background:var(--warm)}
.execution-layout{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:start}
.execution-layout h2{font-size:45px;line-height:1.15}
.execution-copy{padding-top:45px;font-size:17px;line-height:1.8;color:var(--muted)}
.execution-copy p:first-child{color:var(--ink);font-size:20px;line-height:1.6}
.execution-copy .text-link{margin-top:20px;color:var(--ink)}
.person-status:empty{display:none}
.person-bio{font-size:15px;line-height:1.85}
.people-grid{grid-template-columns:1.2fr 1fr}
.hero-audience{max-width:535px;font-size:14px;line-height:1.7;color:var(--muted);margin-top:21px}
.subhero-carriers .subhero-copy h1{font-size:69px;line-height:1.06}
.subhero-carriers .subhero-visual{height:590px}
.subhero-carriers .subhero-layout{padding-bottom:58px}
.contribution-section{margin-top:56px}
.carrier-priority h3{font-size:27px}
.shorttail-section{background:var(--pale)}
.shorttail-section .editorial-copy .large-copy{font-size:21px;line-height:1.6}
.shorttail-section .small-note{font-size:12px;line-height:1.75}
.technical-section+.path-section{margin-bottom:80px}
.source-list li{max-width:560px}
.sources-section{padding-top:22px}
/* Visible keyboard targets remain legible over both photographic and dark surfaces. */
.motion-toggle:focus-visible{outline:3px solid var(--ink);outline-offset:4px}
@media(min-width:1600px){
 .home-hero h1{font-size:101px;max-width:790px}
 .home-hero .hero-intro{max-width:535px;font-size:19px}
}
@media(max-width:1200px){
 .home-hero h1{font-size:77px;max-width:605px}
 .home-hero .hero-intro{max-width:440px;font-size:17px}
 .philosophy-grid{gap:65px}.philosophy-intro h2{font-size:43px}
 .market-statistics{gap:40px}.market-stat .stat-value{font-size:77px}
 .adoption-panel{gap:38px 55px}.adoption-countries{gap:26px}.adoption-country dd{font-size:43px}.adoption-country dl{gap:20px}
 .technology-intro,.execution-layout{gap:60px}.technology-intro h2,.execution-layout h2{font-size:42px}
 .subhero-carriers .subhero-copy h1{font-size:58px}
}
@media(max-width:1020px){
 .home-hero h1{font-size:64px;max-width:530px}
 .home-hero .hero-intro{max-width:385px;font-size:16px}
 .market-stat .stat-value{font-size:67px}.market-stat h3{font-size:21px}
 .adoption-panel{grid-template-columns:1fr;gap:32px;margin-top:48px;padding-top:42px}
 .adoption-panel .section-heading{display:grid;grid-template-columns:1fr 1fr;gap:0 45px}.adoption-panel .eyebrow{grid-column:1/-1}.adoption-panel .section-lead{margin:0}
 .adoption-country{border-top:1px solid var(--line);padding-top:26px}.adoption-country dd{font-size:48px}
 .philosophy-grid{grid-template-columns:.86fr 1.14fr;gap:45px}.philosophy-intro h2{font-size:36px}.philosophy-intro .section-lead{font-size:16px}
 .pillar-row{gap:15px;grid-template-columns:20px 1fr}.pillar-row h3{font-size:25px}
 .technology-intro,.execution-layout{gap:44px}.technology-intro h2,.execution-layout h2{font-size:37px}
 .data-loop li{padding-right:20px}.data-loop h3{font-size:20px}
 .subhero-carriers .subhero-copy h1{font-size:51px}.subhero-carriers .subhero-visual{height:490px}
 .programme-section .product-photo{min-height:760px}.programme-section .product-copy h2{font-size:37px}
 .shorttail-section h2{font-size:42px}
}
@media(max-width:760px){
 .home-hero h1{font-size:clamp(36px,10.7vw,64px);max-width:100%;line-height:1.05;letter-spacing:-.046em}
 .home-hero .hero-intro{max-width:480px;font-size:16px;line-height:1.7;margin-top:25px}
 .home-hero .hero-content{padding-top:120px;padding-bottom:0}
 .home-hero .actions{gap:12px 19px;margin-top:27px}
 .home-hero .button{font-size:13px;gap:18px;padding:13px 19px;min-height:50px}
 .home-hero .text-link{font-size:12px;gap:8px}
 .home-hero .hero-media{margin-top:18px}
 .brand-strip span{white-space:normal;text-align:right;max-width:120px;line-height:1.7}
 .market-statistics{margin-top:42px;display:grid;grid-template-columns:1fr;gap:0}
 .market-stat{padding:28px 0 32px}.market-stat .stat-value{font-size:76px}.market-stat h3{font-size:23px;margin-top:17px}.market-stat>p{max-width:470px}
 .adoption-panel{margin-top:42px;padding-top:32px;gap:30px}.adoption-panel .section-heading{display:block}
 .adoption-panel h2{font-size:30px}.adoption-panel .section-lead{margin-top:20px;font-size:15px}
 .adoption-countries{gap:32px;grid-template-columns:1fr 1fr}.adoption-country h3{font-size:18px;margin-bottom:23px}.adoption-country dl{display:block}.adoption-country dl div+div{margin-top:20px}.adoption-country dd{font-size:42px}.adoption-country dt{margin-top:5px}.adoption-country>p{font-size:12px;line-height:1.6}
 .comparison-note{font-size:12px}
 .partnership-section{padding-block:72px}.philosophy-grid{display:block}.philosophy-intro{position:static}
 .philosophy-intro h2{font-size:37px;max-width:540px}.philosophy-intro .section-lead{margin-top:25px;font-size:16px;max-width:480px}.partnership-section .button{margin-top:28px}
 .partnership-pillars{margin-top:48px}.pillar-row{padding-block:25px;grid-template-columns:22px 1fr;gap:15px}.pillar-row h3{font-size:25px}.pillar-row p{font-size:15px;line-height:1.8}
 .technology-intro,.execution-layout{display:block}.technology-intro h2,.execution-layout h2{font-size:36px}
 .technology-copy,.execution-copy{padding-top:25px;font-size:16px}.technology-copy p+p{margin-top:18px}
 .data-loop{margin-top:40px;padding-top:28px}.data-loop ol{grid-template-columns:1fr;gap:28px}.data-loop ol::before{left:12px;right:auto;top:12px;bottom:60px;width:1px;height:auto;transform-origin:top}
 .data-loop li{display:grid;grid-template-columns:25px 1fr;gap:9px 21px;padding:0}.loop-marker{grid-row:1/3;margin-top:1px}
 .data-loop h3{font-size:24px;margin:0}.data-loop li p{margin:0;grid-column:2;max-width:400px;font-size:14px}.data-loop.reveal-wait ol::before{transform:scaleY(0)}
 .programme-section .product-photo{min-height:0;height:430px}.programme-section .product-copy h2{font-size:36px}.programme-section .section-lead{font-size:16px}
 .execution-copy p:first-child{font-size:19px}.people-grid{grid-template-columns:1fr;gap:40px}
 .subhero-carriers .subhero-copy h1{font-size:clamp(36px,9.8vw,51px);line-height:1.1}.subhero-carriers .subhero-visual{height:345px}
 .hero-audience{font-size:13px;max-width:460px}.contribution-section{margin-top:0}
 .shorttail-section h2{font-size:35px}.shorttail-section .editorial-copy .large-copy{font-size:19px;margin-top:25px}
 .technical-section+.path-section{margin-bottom:42px}.sources-section{padding-top:0}
}
@media(max-width:380px){
 .home-hero h1{font-size:36px}.home-hero .actions{gap:8px 15px}.home-hero .text-link{font-size:12px}.home-hero .button{font-size:12px;padding:12px 16px;gap:12px}
 .home-hero .hero-content{padding-top:108px}.adoption-countries{gap:24px}.adoption-country dd{font-size:39px}
 .philosophy-intro h2,.technology-intro h2,.execution-layout h2{font-size:33px}.pillar-row h3{font-size:23px}
}
@media(prefers-reduced-motion:reduce){.data-loop ol::before{transform:none!important;transition:none!important}}
@media print{
 .partnership-section{background:white;color:var(--ink)}.partnership-section .section-lead,.pillar-row p{color:var(--text)}
 .philosophy-grid,.technology-intro,.execution-layout,.adoption-panel{display:block}.philosophy-intro{position:static}
 .pillar-row{break-inside:avoid}.data-loop ol::before{display:none}.comparison-note{color:var(--text)}
}

/* V7 review refinement: give primary and secondary actions room on a phone. */
@media (min-width:360px) and (max-width:760px){
 .home-hero .actions{column-gap:14px;row-gap:18px}
 .home-hero .actions .button{font-size:12px;padding:14px 17px;gap:16px}
 .home-hero .actions .text-link{font-size:12px;gap:8px}
}
.motion-paused .data-loop ol::before{transition:none!important}

/* V8: the public English site is a concise commercial introduction.
   One finite photo entrance; no persistent animation or pause control. */
.section{padding-block:88px}
.compact-hero.home-hero{min-height:730px;height:780px;max-height:900px}
.compact-hero .hero-content{padding-top:166px}
.compact-hero.home-hero h1{font-size:83px;line-height:1.045;max-width:620px;letter-spacing:-.055em}
.compact-hero.home-hero .hero-intro{font-size:18px;line-height:1.7;max-width:452px;margin-top:27px}
.compact-hero .hero-media img{object-position:57% center}
.js.motion-enabled .camera-drift{animation:camera-arrival 4s cubic-bezier(.15,.55,.25,1) both;will-change:transform}
@keyframes camera-arrival{from{transform:scale(1.045) translateX(-.35%)}to{transform:scale(1) translateX(0)}}
.motion-finished .camera-drift{animation:none!important;transform:scale(1)!important;will-change:auto!important}
.motion-toggle{display:none!important}
.proof-strip{border-bottom:1px solid var(--line);background:white}
.proof-strip>.wrap{min-height:99px;display:grid;grid-template-columns:repeat(3,1fr);gap:32px;align-items:center}
.proof-strip p{font-size:15px;line-height:1.5;margin:0;display:flex;gap:16px;align-items:center}
.proof-strip p span{font-size:10px;color:var(--blue);letter-spacing:.1em}
.market-top{display:grid;grid-template-columns:1.2fr .8fr;gap:70px;align-items:center}
.market-top h2{font-size:45px;line-height:1.14;max-width:740px;letter-spacing:-.036em}
.market-top .section-lead{font-size:17px;max-width:540px;margin-top:22px}
.compact-statistics{display:grid;grid-template-columns:1fr 1fr;gap:25px 35px;align-self:center}
.compact-stat strong{font-size:66px;font-weight:400;letter-spacing:-.06em;line-height:1.1}
.compact-stat p{font-size:14px;line-height:1.6;max-width:170px;margin-top:13px;color:var(--muted)}
.compact-statistics .data-note-link{grid-column:1/-1;justify-self:start;margin-top:0}
.data-note-link{font-size:12px;line-height:1.5;display:inline-flex;gap:8px;align-items:center;min-height:36px;color:var(--ink);text-decoration:underline;text-decoration-color:var(--line);text-underline-offset:4px;white-space:nowrap}
.data-note-link:hover{text-decoration-color:var(--ink)}
.data-note-link .arrow-icon{width:14px;height:14px}

.chart-panel+.chart-panel{padding-left:52px;border-left:1px solid var(--line)}
.chart-heading h3{font-size:25px;letter-spacing:-.022em}
.chart-heading p{font-size:12px;color:var(--muted);margin-top:8px;line-height:1.5}
.chart-plot{height:250px;position:relative;margin-top:35px;padding-bottom:26px}
.chart-columns{height:100%;display:flex;justify-content:space-evenly;gap:24px;border-bottom:1px solid var(--line);align-items:end}
.chart-column{width:22%;height:100%;position:relative;display:flex;flex-direction:column;align-items:center}
.bar-track{width:100%;height:100%;display:flex;align-items:end;justify-content:center}
.chart-column>span{position:absolute;bottom:-29px;font-size:13px;line-height:1.4;white-space:nowrap}
.chart-bar{position:relative;background:var(--sky);width:78%;min-width:20px;max-width:74px;border-radius:2px 2px 0 0}
.chart-bar b{position:absolute;bottom:calc(100% + 8px);left:50%;transform:translateX(-50%);font-size:22px;line-height:1.2;font-weight:400;color:var(--ink);white-space:nowrap;letter-spacing:-.035em}
.domestic-plot .chart-columns{padding-left:120px;gap:24px}
.domestic-plot .chart-column{width:30%}
.domestic-1{height:10%;background:var(--sky)}
.domestic-8{height:80%;background:var(--ink)}
.country-8{height:8%}
.country-26{height:26%;background:#acc9e7}
.country-54{height:54%;background:#759ccb}
.country-79{height:79%;background:var(--blue)}
.bar-italy{background:var(--ink)}
.growth-marker{position:absolute;top:56px;left:0;font-size:66px;line-height:1.1;letter-spacing:-.06em}
.growth-marker span{display:block;font-size:12px;letter-spacing:.03em;line-height:1.6;margin-top:10px;color:var(--muted)}


.app-story{background:var(--pale);overflow:hidden}
.app-layout{display:grid;grid-template-columns:1.02fr .98fr;gap:100px;align-items:center}
.app-story h2{font-size:48px;line-height:1.1}
.app-story .section-lead{font-size:17px;max-width:520px;margin-top:23px}
.prevention-title{font-size:22px;margin-top:38px;padding-top:27px;border-top:1px solid var(--line)}
.prevention-points{display:grid;gap:21px;margin-top:24px}
.prevention-points>div{display:grid;grid-template-columns:180px 1fr;gap:16px;align-items:baseline}
.prevention-points h3{font-size:15px;font-weight:600;line-height:1.5;letter-spacing:0}
.prevention-points p{font-size:14px;color:var(--muted);line-height:1.6;margin:0}
.app-conclusion{font-size:16px;line-height:1.65;margin-top:29px;max-width:480px}
.app-visual{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:25px;position:relative;min-height:590px}
.app-visual::before{content:'';position:absolute;left:5%;right:5%;top:11%;bottom:8%;background:#d9eaf4;border-radius:50%;z-index:0}
.app-phone{position:relative;z-index:1;height:574px;width:auto;max-width:90%;filter:drop-shadow(0 24px 30px #173a5715)}
.app-visual figcaption{position:relative;font-size:11px;line-height:1.6;letter-spacing:.015em;color:var(--muted);text-align:center}
.compact-approach{background:var(--navy);color:white}
.compact-approach .eyebrow{color:var(--sky)}
.compact-approach .philosophy-intro{position:static}
.compact-approach h2{font-size:45px;line-height:1.14}
.compact-approach .section-lead{font-size:17px;color:var(--light-text);line-height:1.75;margin-top:24px;max-width:450px}
.compact-approach .button{margin-top:33px}
.compact-approach a:focus-visible{outline-color:white}
.compact-pillars{display:grid}
.compact-pillar{display:grid;grid-template-columns:23px 1fr;gap:23px;padding:24px 0;border-top:1px solid #ffffff38}
.compact-pillar:first-child{padding-top:0;border-top:0}
.compact-pillar h3{font-size:24px;line-height:1.25;letter-spacing:-.024em;max-width:540px}
.compact-pillar .section-number{color:var(--sky);font-size:10px;padding-top:6px}
.compact-pillar p{color:var(--light-text);font-size:15px;line-height:1.75;margin-top:13px;max-width:500px}
.compact-product{padding-bottom:20px}
.compact-product-top{display:grid;grid-template-columns:1fr 1fr;gap:95px;align-items:center}
.compact-product h2{font-size:43px;line-height:1.13}
.compact-product .section-lead{font-size:18px;margin:20px 0 0;max-width:520px}
.product-features{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:25px;border-top:1px solid var(--line);margin:38px 0 0;padding:22px 0;font-size:14px;line-height:1.6}
.team-section .heading-wide{display:block}
.team-section h2{font-size:43px;line-height:1.15}
.team-section .people-grid{margin-top:36px;gap:70px;grid-template-columns:1fr 1fr}
.team-section .person{padding-top:24px}
.team-section .person-bio{font-size:14px;line-height:1.8;margin-top:21px;max-width:555px}
.team-section .portrait{width:78px;height:82px}
.team-section .person-top{gap:21px}
.team-section .person h3{font-size:25px}
.contact-section{padding-block:72px}
.contact-section h2{font-size:47px;line-height:1.14}
.contact-intro{font-size:17px;line-height:1.7;max-width:500px}
.contact-person{padding-top:22px}
.site-footer{padding-top:43px}
.footer-status{font-size:11px;max-width:800px}
.compact-subhero{background:var(--pale);padding-top:133px}
.compact-subhero-layout{display:grid;grid-template-columns:1.1fr .75fr;gap:115px;align-items:center;padding-bottom:45px}
.compact-subhero h1{font-size:64px;line-height:1.075;letter-spacing:-.047em}
.compact-subhero .section-lead{font-size:18px;max-width:565px}
.compact-subhero figure{height:450px;overflow:hidden;background:var(--sky)}
.compact-subhero figure img{width:100%;height:100%;object-fit:cover;object-position:center 64%}
.programme-facts{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;padding-block:32px;border-bottom:1px solid var(--line)}
.programme-facts p{font-size:10px;text-transform:uppercase;letter-spacing:.12em;margin-bottom:10px}
.programme-facts strong{font-size:16px;font-weight:400;line-height:1.4}
.programme-reasons{display:grid;grid-template-columns:repeat(3,1fr);gap:46px;margin-top:46px}
.programme-reason{border-top:1px solid var(--line);padding-top:23px}
.programme-reason h3{font-size:25px;line-height:1.3}
.programme-reason p{font-size:15px;line-height:1.8;color:var(--muted);margin-top:18px}
.compact-authority{background:var(--navy);color:white}
.compact-authority h2{font-size:44px;line-height:1.13}
.compact-authority .eyebrow{color:var(--sky)}
.compact-responsibilities{display:grid;grid-template-columns:1fr 1fr;gap:35px}
.compact-responsibilities h3{font-size:22px;color:var(--sky)}
.compact-responsibilities ul{list-style:none;padding:0;margin-top:20px;color:var(--light-text);font-size:14px;line-height:1.7}
.compact-responsibilities li{border-top:1px solid #ffffff30;padding:10px 0}
.compact-feedback h2{font-size:42px}
.compact-feedback .section-lead{font-size:17px}
.technical-review{padding-top:32px}
.technical-review summary{font-size:17px;min-height:66px}
.compact-brokers{display:grid;grid-template-columns:.9fr 1.1fr auto;align-items:start;gap:35px;padding-block:35px 70px}
.compact-brokers h2{font-size:24px;line-height:1.35;letter-spacing:-.02em}
.compact-brokers p{font-size:15px;color:var(--muted);line-height:1.7}
.compact-page-heading{padding-top:161px;padding-bottom:40px;max-width:1250px}
.compact-page-heading h1{font-size:65px;line-height:1.12}
.partner-compact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:55px}
.partner-compact-grid article{border-top:1px solid var(--line);padding-top:26px}
.partner-compact-grid h2{font-size:29px;line-height:1.2}
.partner-compact-grid p{font-size:16px;color:var(--muted);line-height:1.75;margin-block:25px}
.source-page{max-width:1150px;padding-bottom:95px}
.source-page article{border-top:1px solid var(--line);padding-block:32px;scroll-margin-top:105px}
.source-page h2{font-size:27px;line-height:1.3;margin-bottom:20px;letter-spacing:-.02em}
.source-page p{font-size:15px;line-height:1.8;color:var(--muted);max-width:900px}
.source-page a{font-size:14px;text-decoration:underline;text-underline-offset:4px}
.source-page table{width:100%;border-collapse:collapse;font-size:13px;margin-block:23px}
.source-page caption{text-align:left;font-size:13px;margin-bottom:15px;font-weight:600}
.source-page td,.source-page th{text-align:left;padding:14px 17px 14px 0;vertical-align:top;border-bottom:1px solid var(--line);line-height:1.7}
.source-page td:first-child{width:20%}
.source-page td:nth-child(2){width:14%}
.source-page-list{padding-left:18px;display:grid;gap:23px}
.source-page-list li p{font-size:14px;line-height:1.7;margin-top:8px}
@media(min-width:1600px){.compact-hero.home-hero{height:830px}.compact-hero.home-hero h1{font-size:93px;max-width:705px}.compact-hero .hero-content{padding-top:164px}.compact-hero .hero-media img{object-position:60% 62%}}
@media(max-width:1200px){
 .compact-hero.home-hero{height:740px;min-height:700px}.compact-hero.home-hero h1{font-size:73px;max-width:565px}.compact-hero.home-hero .hero-intro{font-size:17px;max-width:408px}
 .market-top{gap:44px}.market-top h2{font-size:39px}.compact-stat strong{font-size:56px}
 .chart-panel+.chart-panel{padding-left:35px}.app-layout{gap:60px}.app-story h2{font-size:41px}.prevention-points>div{display:block}.prevention-points p{margin-top:5px}.app-phone{height:535px}
 .compact-subhero-layout{gap:65px}.compact-subhero h1{font-size:55px}.compact-subhero figure{height:420px}
 .compact-approach h2{font-size:40px}.compact-pillar h3{font-size:22px}.programme-reasons{gap:30px}
}
@media(max-width:1020px){
 .compact-hero.home-hero{height:710px;min-height:680px}.compact-hero.home-hero h1{font-size:62px;max-width:470px}.compact-hero.home-hero .hero-intro{font-size:16px;max-width:360px}.compact-hero .hero-content{padding-top:153px}
 .proof-strip>.wrap{gap:22px}.proof-strip p{font-size:13px;gap:10px}
 .market-top{grid-template-columns:1fr;gap:38px}.compact-statistics{grid-template-columns:1fr 1fr auto;gap:20px}.compact-statistics .data-note-link{grid-column:auto;align-self:end}.compact-stat strong{font-size:59px}.compact-stat p{max-width:210px}
 .chart-panel+.chart-panel{padding-left:25px}.domestic-plot .chart-columns{padding-left:86px}.growth-marker{font-size:52px}.chart-plot{height:235px}.chart-columns{gap:14px}.chart-bar b{font-size:19px}
 .app-layout{gap:44px}.app-story h2{font-size:36px}.app-visual{min-height:530px}.app-phone{height:490px}
 .compact-product-top{gap:48px}.compact-product h2,.team-section h2{font-size:37px}
 .compact-subhero-layout{gap:48px;grid-template-columns:1fr .6fr}.compact-subhero h1{font-size:46px}.compact-subhero figure{height:350px}.compact-subhero .section-lead{font-size:16px}
 .compact-authority .split-layout{grid-template-columns:1fr;gap:32px}.compact-brokers{grid-template-columns:1fr 1.2fr;gap:24px}.compact-brokers .text-link{grid-column:2}
}
@media(max-width:760px){
 .section{padding-block:64px}
 .compact-hero.home-hero{height:auto;min-height:0;max-height:none;display:flex;flex-direction:column}
 .compact-hero .hero-content{padding-top:111px;padding-bottom:0;order:0;width:100%}
 .compact-hero.home-hero h1{font-size:clamp(38px,11vw,64px);line-height:1.075;letter-spacing:-.047em;max-width:600px}
 .compact-hero.home-hero .hero-intro{font-size:16px;line-height:1.7;max-width:530px;margin-top:22px}
 .compact-hero .hero-media{position:relative;inset:auto;order:1;margin-top:12px;width:100%;height:350px;z-index:0}
 .compact-hero .hero-media img{object-position:center 59%}
 .compact-hero .actions{margin-top:24px;gap:12px 20px;margin-bottom:2px}
 .proof-strip>.wrap{grid-template-columns:1fr;gap:0;min-height:0;padding-block:14px}
 .proof-strip p{min-height:45px;font-size:13px;gap:18px}
 .market-top h2{font-size:34px;line-height:1.15}.market-top .section-lead{font-size:16px;line-height:1.7}
 .compact-statistics{grid-template-columns:1fr 1fr;gap:16px 25px}.compact-stat strong{font-size:56px}.compact-stat p{font-size:13px;max-width:180px}.compact-statistics .data-note-link{grid-column:1/-1}
 
 .chart-panel+.chart-panel{padding-left:0;padding-top:30px;border-left:0;border-top:1px solid var(--line)}
 .chart-heading h3{font-size:25px}.chart-heading p{font-size:12px}.chart-plot{height:215px;margin-top:32px}
 .domestic-plot .chart-columns{padding-left:105px;gap:32px}.growth-marker{top:40px;font-size:57px}.chart-column>span{font-size:12px}
 .chart-bar b{font-size:21px}.international-plot .chart-columns{gap:17px}.international-plot .chart-bar{width:75%}
 
 .app-layout{grid-template-columns:1fr;gap:38px}.app-story h2{font-size:37px}.app-story .section-lead{font-size:16px}.prevention-title{font-size:22px;margin-top:29px}
 .prevention-points{gap:19px}.prevention-points>div{display:block}.prevention-points h3{font-size:15px}.prevention-points p{font-size:14px}.app-conclusion{font-size:16px}
 .app-visual{min-height:0;gap:21px}.app-phone{height:auto;width:246px;max-width:82%;filter:drop-shadow(0 18px 22px #173a5715)}.app-visual::before{left:2%;right:2%;top:10%;bottom:10%}
 .compact-approach h2{font-size:36px}.compact-approach .philosophy-grid{display:block}.compact-approach .section-lead{font-size:16px}
 .compact-pillars{margin-top:40px}.compact-pillar{padding:23px 0;gap:16px;grid-template-columns:21px 1fr}.compact-pillar:first-child{padding-top:24px;border-top:1px solid #ffffff38}.compact-pillar h3{font-size:23px}.compact-pillar p{font-size:15px;line-height:1.75}
 .compact-product-top{display:block}.compact-product h2{font-size:36px}.compact-product .section-lead{font-size:16px;line-height:1.7;margin-top:24px}
 .product-features{grid-template-columns:1fr 1fr;font-size:13px;gap:18px;margin-top:29px}
 .team-section h2{font-size:36px}.team-section .people-grid{grid-template-columns:1fr;gap:35px}.team-section .person-bio{font-size:14px}.team-section .person h3{font-size:23px}.team-section .portrait{width:70px;height:76px}
 .contact-section{padding-block:61px}.contact-section h2{font-size:38px}.contact-intro{font-size:16px}.contact-person{padding-top:20px}
 .compact-subhero{padding-top:112px}.compact-subhero-layout{grid-template-columns:1fr;gap:35px;padding-bottom:0}.compact-subhero h1{font-size:42px;line-height:1.1}.compact-subhero .section-lead{font-size:16px}.compact-subhero figure{height:285px}
 .programme-facts{grid-template-columns:1fr 1fr;gap:23px;padding-block:25px}.programme-facts strong{font-size:14px}
 .programme-reasons{grid-template-columns:1fr;gap:25px;margin-top:32px}.programme-reason h3{font-size:25px}.programme-reason p{font-size:15px;margin-top:13px}
 .compact-authority h2{font-size:35px}.compact-responsibilities{gap:22px}.compact-responsibilities h3{font-size:20px}.compact-responsibilities ul{font-size:13px}
 .compact-feedback h2{font-size:35px}.technical-review{padding-top:5px}.compact-feedback .section-lead{font-size:16px}
 .compact-brokers{display:block;padding-block:15px 54px}.compact-brokers h2{font-size:26px}.compact-brokers p{margin-top:20px}.compact-brokers .text-link{margin-top:12px}
 .compact-page-heading{padding-top:125px;padding-bottom:12px}.compact-page-heading h1{font-size:43px}
 .partner-compact-grid{grid-template-columns:1fr;gap:33px}.partner-compact-grid h2{font-size:28px}.partner-compact-grid p{margin-block:18px}
 .source-page{padding-top:30px}.source-page h2{font-size:24px}.source-page table{font-size:11px}.source-page td,.source-page th{padding-right:9px;overflow-wrap:anywhere}.source-page td:first-child{width:23%}.source-page td:nth-child(2){width:15%}
}
@media(max-width:380px){.compact-hero.home-hero h1{font-size:36px}.compact-hero .hero-content{padding-top:104px}.compact-hero .hero-media{height:320px}.compact-hero.home-hero .hero-intro{font-size:15px}.compact-hero .actions{gap:13px}.compact-hero .actions .button{padding:12px 14px;gap:10px;font-size:11px}.compact-hero .actions .text-link{font-size:11px;gap:6px}.market-top h2{font-size:31px}.compact-stat strong{font-size:48px}.chart-column>span{font-size:11px}.compact-subhero h1{font-size:37px}.app-story h2{font-size:34px}.compact-pillar h3{font-size:22px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.js.motion-enabled .camera-drift,.camera-drift,.hero-enter{animation:none!important;transform:none!important;opacity:1!important}[data-reveal]{transition:none!important;transform:none!important;opacity:1!important}}
@media print{.compact-hero.home-hero{height:auto;min-height:0}.compact-hero .hero-media{display:none}.compact-hero .hero-content{padding-top:20px}.compact-approach,.compact-authority{background:white;color:var(--ink)}.compact-approach p,.compact-pillar p,.compact-responsibilities ul{color:var(--text)}.source-page article{break-inside:avoid}}
/* v8.1 review fixes, 9 October 2026 (NP-WEB-005): legibility floor, tap targets, mobile spacing, heading balance */
.section-heading h2 .hl{display:block;text-wrap:balance}
.proof-strip p span,.compact-pillar .section-number{font-size:11px}
.programme-facts p{font-size:11px}
.data-note-link{min-height:44px}
@media(max-width:760px){
 .eyebrow{font-size:11px}
 .compact-authority .compact-responsibilities{margin-top:34px}
 
 .footer-base{font-size:11px;align-items:center}.footer-base a{min-height:44px}
}
/* ============ v9 carrier-conversion system, 10 October 2026 ============
   References: Lassie (photography-led warmth, phone-led app story), Qover (B2B clarity:
   navy sections, comparison table, value by audience), Superscript (legal footer). */
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
h4{margin:0;font-weight:600}
.v9-hero .hero-intro{max-width:470px}
.v9-status{background:var(--navy);color:var(--paper)}
.v9-status>.wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:40px;padding-block:34px}
.v9-status div{border-left:1px solid #ffffff30;padding-left:22px}
.v9-status strong{display:block;font-size:26px;font-weight:400;letter-spacing:-.02em;color:var(--sky);line-height:1.2}
.v9-status p{margin-top:8px;font-size:14px;line-height:1.55;color:var(--light-text)}
.v9-head .section-lead{max-width:640px}
.v9-head-center{text-align:center}.v9-head-center .section-heading{display:flex;flex-direction:column;align-items:center}.v9-head-center .section-lead{margin-inline:auto}
.v9-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:40px;margin-top:64px;border-top:1px solid var(--line);padding-top:36px}
.v9-stat strong{display:block;font-size:64px;font-weight:400;line-height:1;letter-spacing:-.045em;color:var(--ink)}
.v9-stat p{margin-top:16px;font-size:15px;line-height:1.6;color:var(--muted);max-width:260px}
.v9-charts{display:grid;grid-template-columns:1.35fr 1fr;gap:28px;margin-top:72px}
.v9-chart{margin:0;background:var(--pale);border-radius:6px;padding:36px 38px 32px}
.v9-chart h3{font-size:24px;line-height:1.3;letter-spacing:-.02em;max-width:520px}
.v9-chart figcaption p,.v9-chart .germany>p,.v9-chart .insured>p{font-size:13px;color:var(--muted);margin-top:6px}
.spend-chart{display:block;width:100%;height:auto;margin-top:22px;overflow:visible}
.spend-chart .grid{stroke:#cddce5;stroke-width:1}
.spend-chart .axis,.germany-chart .axis,.insured-chart .axis{fill:var(--muted);font:12px var(--font)}
.spend-chart .line-vet{fill:none;stroke:var(--blue);stroke-width:4;stroke-linejoin:round;stroke-linecap:round}
.spend-chart .line-wages{fill:none;stroke:#93a9bb;stroke-width:3;stroke-linejoin:round;stroke-linecap:round}
.spend-chart .dot-vet{fill:var(--blue)}.spend-chart .dot-wages{fill:#93a9bb}
.spend-chart .end-value{font:700 22px var(--font)}.spend-chart .end-value.vet{fill:var(--blue)}.spend-chart .end-value.wages{fill:#6d8597}
.spend-chart .end-label{fill:var(--muted);font:12px var(--font)}
.chart-foot{margin-top:20px;padding-top:18px;border-top:1px solid #cddce5;font-size:14px;line-height:1.6;color:var(--text)}
.chart-abroad{display:flex;flex-direction:column;gap:26px}
.germany-chart,.insured-chart{display:block;width:100%;height:auto;margin-top:8px;overflow:visible}
.germany-chart .bar-old{fill:var(--sky)}.germany-chart .bar-new{fill:var(--ink)}
.germany-chart .baseline{stroke:#b9cbd6}
.bar-value{font:700 15px var(--font);fill:var(--ink)}.bar-value.small{font-size:13px}
.germany-chart .multiple{font:400 44px var(--font);fill:var(--blue);letter-spacing:-.04em}
.insured-chart .track{fill:#d9e6ed}.insured-chart .fill{fill:var(--blue)}.insured-chart .country{font-size:13px;fill:var(--ink)}
.v9-dist-top{display:grid;grid-template-columns:1.25fr .75fr;gap:80px;align-items:end}
.v9-dist-photo{margin:0;height:420px;overflow:hidden;border-radius:4px;background:var(--sky)}
.v9-dist-photo img{width:100%;height:100%;object-fit:cover;object-position:center 45%}
.v9-paths{display:grid;grid-template-columns:.78fr 1.6fr;gap:28px;margin-top:64px;align-items:stretch}
.path-label{font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;margin-bottom:22px}
.v9-today{background:var(--warm);border-radius:6px;padding:34px 32px;color:var(--muted)}
.v9-today ol{list-style:none;padding:0;margin:0;display:grid;gap:0}
.v9-today li{position:relative;padding:0 0 22px 28px;font-size:16px;line-height:1.55;color:var(--text)}
.v9-today li::before{content:"";position:absolute;left:4px;top:8px;width:9px;height:9px;border-radius:50%;background:#b8c4cc}
.v9-today li:not(:last-child)::after{content:"";position:absolute;left:8px;top:21px;bottom:2px;width:1px;background:#c9d2d8}
.v9-today li:last-child{color:var(--ink);font-weight:600}
.today-fact{margin-top:10px;padding-top:18px;border-top:1px solid #dcdcd5;font-size:14px;line-height:1.6}
.v9-novapet-path{background:var(--pale);border-radius:6px;padding:34px 34px 30px}
.v9-novapet-path .path-label{color:var(--blue)}
.v9-channels{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.v9-channel{border-top:2px solid var(--blue);padding-top:16px}
.v9-channel span{font-size:12px;color:var(--blue);letter-spacing:.08em}
.v9-channel h3{font-size:20px;line-height:1.25;margin-top:10px;letter-spacing:-.01em}
.v9-channel p{font-size:14px;line-height:1.6;color:var(--muted);margin-top:10px}
.v9-fork{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:30px}
.v9-fork>div{border-radius:6px;padding:20px 22px;background:var(--ink);color:var(--paper)}
.v9-fork>div+div{background:var(--paper);color:var(--ink);border:1px solid var(--line)}
.v9-fork h4{font-size:16px}.v9-fork p{font-size:14px;line-height:1.55;margin-top:6px;opacity:.9}
.v9-economics{margin-top:40px;font-size:19px;line-height:1.6;max-width:880px;color:var(--text)}
.v9-prevention{background:var(--pale)}
.v9-phones{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;margin-top:72px}
.v9-phone{text-align:center}
.phone-tag{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--paper);background:var(--blue);border-radius:30px;padding:7px 16px;margin-bottom:26px}
.v9-phone .phone-img{width:100%;max-width:262px;margin:0 auto;filter:drop-shadow(0 26px 30px #173a5722)}
.v9-phone h3{font-size:25px;letter-spacing:-.02em;margin-top:34px}
.v9-phone ul{list-style:none;padding:0;margin:16px auto 0;max-width:300px;text-align:left}
.v9-phone li{position:relative;padding:9px 0 9px 26px;font-size:15px;line-height:1.5;border-top:1px solid #cfdfe8;color:var(--text)}
.v9-phone li::before,.v9-features li::before,.v9-stand li::before{content:"";position:absolute;left:3px;top:15px;width:10px;height:5px;border-left:2px solid var(--blue);border-bottom:2px solid var(--blue);transform:rotate(-45deg)}
.v9-loop{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:center;margin-top:110px;padding-top:80px;border-top:1px solid #cfdfe8}
.loop-copy h3{font-size:36px;line-height:1.15;letter-spacing:-.035em;max-width:470px}
.loop-copy p{font-size:18px;line-height:1.65;color:var(--text);margin-top:22px;max-width:440px}
.loop-ring{position:relative;width:100%;max-width:520px;aspect-ratio:1;margin-inline:auto}
.loop-circle{position:absolute;inset:12%;border-radius:50%;border:14px solid var(--blue);border-top-color:var(--sky);border-right-color:#6f97cf}
.loop-center{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;text-align:center;font-size:24px;line-height:1.2;letter-spacing:-.02em;padding:0 32%;color:var(--ink)}
.loop-ring ol{list-style:none;padding:0;margin:0}
.loop-ring li{position:absolute;transform:translate(-50%,-50%);width:156px;text-align:center}
.loop-ring li span{display:inline-block;background:var(--paper);border-radius:22px;padding:10px 14px;font-size:13px;font-weight:600;line-height:1.35;box-shadow:0 6px 18px #173a5714}
.loop-ring li:nth-child(1){left:50%;top:12%}.loop-ring li:nth-child(2){left:83%;top:31%}.loop-ring li:nth-child(3){left:83%;top:69%}
.loop-ring li:nth-child(4){left:50%;top:88%}.loop-ring li:nth-child(5){left:17%;top:69%}.loop-ring li:nth-child(6){left:17%;top:31%}
.v9-table-wrap{margin-top:56px}
.v9-table{width:100%;border-collapse:separate;border-spacing:0;font-size:15px;line-height:1.55}
.v9-table th,.v9-table td{padding:22px 22px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.v9-table thead th{font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);border-bottom:1px solid var(--ink)}
.v9-table tbody th{font-size:16px;font-weight:600;width:16%;color:var(--ink)}
.v9-table td{color:var(--text);width:28%}
.v9-table .np{background:var(--ink);color:var(--paper);border-bottom-color:#ffffff26}
.v9-table thead .np{color:var(--sky);border-radius:6px 6px 0 0;border-bottom-color:var(--ink)}
.v9-table tbody tr:last-child .np{border-radius:0 0 6px 6px}
.v9-control{background:var(--navy);color:var(--paper)}
.v9-control .eyebrow{color:var(--sky)}.v9-control .section-lead{color:var(--light-text)}
.v9-control-top{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:end}
.v9-control-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;margin-top:64px}
.v9-control-cols article{border-top:1px solid #ffffff38;padding-top:24px}
.v9-control-cols h3{font-size:22px;color:var(--sky)}
.v9-control-cols p{font-size:16px;line-height:1.7;color:var(--light-text);margin-top:14px}
.v9-product-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:88px;align-items:center}
.v9-product figure{margin:0;height:560px;overflow:hidden;border-radius:4px;background:var(--sky)}
.v9-product figure img{width:100%;height:100%;object-fit:cover}
.v9-features{list-style:none;padding:0;margin:40px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:0 32px}
.v9-features li{position:relative;padding:16px 0 16px 28px;border-top:1px solid var(--line);font-size:16px;line-height:1.5}
.v9-features li::before,.v9-stand li::before{top:22px}
.v9-asks{list-style:none;padding:0;margin:40px 0 0;max-width:520px}
.v9-asks li{display:grid;grid-template-columns:150px 1fr;gap:20px;padding:16px 0;border-top:1px solid #ffffff40;font-size:16px}
.v9-asks b{font-weight:600}.v9-asks span{color:#e8f1f7}
.contact-actions{display:flex;flex-wrap:wrap;align-items:center;gap:14px 22px;margin-top:22px}
.v9-contact .email-link{display:inline-block;font-size:24px;margin-top:22px;text-decoration:underline;text-decoration-color:#ffffff66;text-underline-offset:6px}
.footer-legal{font-size:12px;color:var(--muted);margin-top:10px;line-height:1.6}
.v9-stand{padding-block:72px;border-bottom:1px solid var(--line)}
.v9-stand-layout{display:grid;grid-template-columns:.5fr 1.5fr;gap:40px;align-items:start}
.v9-stand h2{font-size:30px;letter-spacing:-.03em}
.v9-stand ul{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.v9-stand li{position:relative;padding:14px 0 0 28px;border-top:2px solid var(--blue);font-size:17px;line-height:1.5}
.v9-model-diagram{display:grid;grid-template-columns:1fr 150px 1.35fr 150px 1fr;align-items:center;margin-top:64px}
.v9-model-diagram .node{border-radius:6px;padding:28px 28px;background:var(--pale);min-height:150px}
.v9-model-diagram .node h3{font-size:22px;letter-spacing:-.02em}
.v9-model-diagram .node p{font-size:15px;color:var(--muted);margin-top:8px}
.v9-model-diagram .node-novapet{background:var(--ink);color:var(--paper);min-height:220px}
.v9-model-diagram .node-novapet ul{list-style:none;padding:0;margin:14px 0 0;font-size:15px;line-height:1.5;color:var(--light-text)}
.v9-model-diagram .node-novapet li{padding:7px 0;border-top:1px solid #ffffff26}
.v9-model-diagram .flow{position:relative;height:2px;background:var(--blue);margin-inline:14px}
.v9-model-diagram .flow::after{content:"";position:absolute;right:-1px;top:-5px;border-left:9px solid var(--blue);border-top:6px solid transparent;border-bottom:6px solid transparent}
.v9-model-diagram .flow span{position:absolute;left:50%;bottom:12px;transform:translateX(-50%);width:130px;text-align:center;font-size:12px;line-height:1.35;color:var(--blue);font-weight:600}
.v9-revenue{display:grid;grid-template-columns:1fr 1fr 1.2fr;gap:40px;margin-top:56px;padding-top:32px;border-top:1px solid var(--line)}
.v9-revenue h4{font-size:20px;color:var(--ink)}.v9-revenue p{font-size:15px;line-height:1.6;color:var(--muted);margin-top:8px}
.v9-revenue>p{margin-top:0}
.v9-control-table{background:var(--navy);color:var(--paper)}
.v9-control-table .eyebrow{color:var(--sky)}
.v9-table-dark th,.v9-table-dark td{border-bottom-color:#ffffff26}
.v9-table-dark thead th{color:var(--sky);border-bottom-color:#ffffff60}
.v9-table-dark tbody th{color:var(--paper)}.v9-table-dark td{color:var(--light-text);width:28%}
.v9-tail .section-lead{font-size:20px;max-width:620px;margin-top:0;color:var(--text)}
@media(max-width:1200px){
 .v9-stat strong{font-size:54px}.v9-charts{grid-template-columns:1fr 1fr}.v9-channels{grid-template-columns:1fr 1fr}
 .v9-paths{grid-template-columns:1fr}.v9-model-diagram{grid-template-columns:1fr 110px 1.3fr 110px 1fr}.v9-model-diagram .flow span{width:100px}
}
@media(max-width:1020px){
 .v9-status>.wrap{grid-template-columns:1fr 1fr;gap:24px 32px}
 .v9-stats{grid-template-columns:1fr 1fr;gap:36px 32px}
 .v9-charts{grid-template-columns:1fr}
 .v9-dist-top{grid-template-columns:1fr 1fr;gap:40px}.v9-dist-photo{height:340px}
 .v9-phones{gap:24px}.v9-loop{grid-template-columns:1fr;gap:40px}
 .v9-control-cols{gap:28px}.v9-product-layout{gap:48px}.v9-product figure{height:460px}
 .v9-stand-layout{grid-template-columns:1fr}.v9-model-diagram{grid-template-columns:1fr;gap:0}
 .v9-model-diagram .flow{width:2px;height:64px;margin:0 auto}
 .v9-model-diagram .flow::after{right:auto;top:auto;bottom:-1px;left:-5px;border-left:6px solid transparent;border-right:6px solid transparent;border-top:9px solid var(--blue);border-bottom:0}
 .v9-model-diagram .flow span{left:18px;bottom:auto;top:50%;transform:translateY(-50%);text-align:left;width:220px}
 .v9-model-diagram .node{min-height:0}.v9-revenue{grid-template-columns:1fr 1fr}.v9-revenue>p{grid-column:1/-1}
}
@media(max-width:760px){
 .v9-status>.wrap{grid-template-columns:1fr;gap:16px;padding-block:28px}.v9-status div{padding-left:16px}.v9-status strong{font-size:22px}
 .v9-stats{gap:28px 20px;margin-top:40px}.v9-stat strong{font-size:44px}.v9-stat p{font-size:14px}
 .v9-charts{margin-top:44px;gap:20px}.v9-chart{padding:26px 20px 22px}.v9-chart h3{font-size:21px}
 .v9-dist-top{grid-template-columns:1fr}.v9-dist-photo{height:300px}
 .v9-today,.v9-novapet-path{padding:26px 22px}.v9-channels{grid-template-columns:1fr;gap:18px}.v9-fork{grid-template-columns:1fr}
 .v9-economics{font-size:17px}
 .v9-phones{display:flex;gap:20px;overflow-x:auto;scroll-snap-type:x mandatory;margin-inline:calc(var(--gutter)*-1);padding:0 var(--gutter) 12px;margin-top:44px}
 .v9-phone{flex:0 0 78%;scroll-snap-align:center}.v9-phone .phone-img{max-width:220px}.v9-phone h3{font-size:22px;margin-top:26px}
 .v9-loop{margin-top:64px;padding-top:56px}.loop-copy h3{font-size:28px}.loop-copy p{font-size:16px}
 .loop-ring{aspect-ratio:auto;max-width:none}.loop-circle,.loop-center{display:none}
 .loop-ring ol{counter-reset:loop;display:grid;gap:10px}
 .loop-ring li{position:relative;transform:none;left:auto!important;top:auto!important;width:auto;text-align:left;counter-increment:loop}
 .loop-ring li span{display:flex;gap:12px;box-shadow:none;border:1px solid #cfdfe8;border-radius:8px;padding:12px 14px;font-size:14px}
 .loop-ring li span::before{content:counter(loop);color:var(--blue);font-weight:700}
 .loop-ring ol::after{content:"\21BB  and back to the start";font-size:13px;color:var(--blue);font-weight:600;padding-left:4px}
 .v9-table thead{display:none}.v9-table,.v9-table tbody,.v9-table tr,.v9-table th,.v9-table td{display:block;width:auto}
 .v9-table tr{margin-bottom:22px;border-top:2px solid var(--ink)}
 .v9-table tbody th{padding:14px 0 8px;border:0;font-size:18px}
 .v9-table td{padding:10px 0 12px;border-bottom:1px solid var(--line)}
 .v9-table td::before{content:attr(data-col);display:block;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:4px}
 .v9-table .np{padding:12px 14px;border-radius:6px!important;margin-top:6px}.v9-table .np::before{color:var(--sky)}
 .v9-table-dark tr{border-top-color:var(--sky)}.v9-table-dark td::before{color:var(--sky)}
 .v9-control-top{grid-template-columns:1fr;gap:28px}.v9-control-cols{grid-template-columns:1fr;gap:24px;margin-top:40px}
 .v9-product-layout{grid-template-columns:1fr}.v9-product figure{height:340px}.v9-features{grid-template-columns:1fr}
 .v9-asks li{grid-template-columns:1fr;gap:4px}.v9-contact .email-link{font-size:19px}
 .v9-stand ul{grid-template-columns:1fr;gap:16px}.v9-stand h2{font-size:26px}
 .v9-revenue{grid-template-columns:1fr;gap:22px}
}
.chart-mini{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:22px;padding-top:22px;border-top:1px solid #cddce5}
.chart-mini strong{display:block;font-size:40px;font-weight:400;letter-spacing:-.04em;line-height:1;color:var(--ink)}
.chart-mini p{font-size:14px;line-height:1.55;color:var(--muted);margin-top:10px}
.site-footer .footer-legal{max-width:none}
@media(max-width:1020px){.v9-model-diagram .flow span{width:max-content;max-width:62vw}}
@media(max-width:760px){.chart-mini strong{font-size:32px}}
.v9-principles{margin-top:72px;padding-top:40px;border-top:1px solid #ffffff38}
.v9-principles .path-label{color:var(--sky)}
.v9-principles ol{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:32px;counter-reset:pr}
.v9-principles li{counter-increment:pr}
.v9-principles li::before{content:"0" counter(pr);display:block;font-size:12px;color:var(--sky);letter-spacing:.08em;margin-bottom:12px}
.v9-principles h3{font-size:19px;line-height:1.3;color:var(--paper)}
.v9-principles p{font-size:14px;line-height:1.65;color:var(--light-text);margin-top:10px}
@media(max-width:1020px){.v9-principles ol{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.v9-principles{margin-top:48px}.v9-principles ol{grid-template-columns:1fr;gap:22px}}
@media(max-width:760px){.spend-chart .axis{font-size:22px}.spend-chart .end-value{font-size:34px}.spend-chart .end-label{font-size:21px}.spend-chart .line-vet{stroke-width:6}.spend-chart .line-wages{stroke-width:5}}
@media(min-width:761px) and (max-width:1020px){
 .compact-hero.v9-hero{height:auto;min-height:0;max-height:none;display:flex;flex-direction:column}
 .v9-hero .hero-content{padding-top:132px;padding-bottom:0;order:0;width:100%}
 .compact-hero.v9-hero h1{font-size:66px;max-width:640px}
 .compact-hero.v9-hero .hero-intro{max-width:580px;font-size:17px}
 .v9-hero .hero-media{position:relative;inset:auto;order:1;margin-top:28px;width:100%;height:480px;z-index:0}
 .v9-hero .hero-media img{object-position:center 58%}
}
.v9-carrier-line{margin-top:18px;font-size:22px;line-height:1.45;letter-spacing:-.015em;color:var(--blue);max-width:900px}
.v9-pricing{background:var(--pale)}.v9-pricing .section-lead{font-size:19px;max-width:640px;margin-top:0;color:var(--text)}
@media(max-width:760px){
 .v9-phones{display:grid;grid-template-columns:1fr;gap:56px;overflow:visible;margin-inline:0;padding:0}
 .v9-phone{flex:none}.v9-phone .phone-img{max-width:230px}
 .v9-table tbody th{white-space:normal;width:auto}
 .v9-tail .section-lead,.v9-pricing .section-lead{margin-top:20px;font-size:17px}
 .v9-carrier-line{font-size:19px}
}
.loop-copy .v9-carrier-line{color:var(--blue);font-size:20px}
/* ============ v10: the two edges (underwriting, distribution), 10 October 2026 ============ */
.v10-head .section-lead{max-width:720px}
.v10-proof{display:grid;grid-template-columns:repeat(4,1fr);gap:36px;margin-top:56px}
.v10-proof-item{border-top:2px solid var(--blue);padding-top:20px}
.v10-proof-item strong{display:block;font-size:52px;font-weight:400;line-height:1;letter-spacing:-.045em;color:var(--ink)}
.v10-proof-item p{margin-top:14px;font-size:15px;line-height:1.6;color:var(--muted);max-width:270px}
.v9-distribution{background:var(--warm)}
.v9-distribution .v9-novapet-path{background:var(--paper)}
.v9-distribution .v9-today{background:#efeee9}
.v10-proof-light{margin-bottom:8px}

/* underwriting engine */
.v10-engine{margin:72px 0 0;display:grid;grid-template-columns:1fr 64px 1.05fr 64px 1fr;align-items:stretch}
.eng-col,.eng-core{border-radius:8px;padding:30px 30px 28px}
.eng-in{background:var(--pale)}
.eng-out{background:var(--paper);border:1px solid var(--line)}
.eng-core{background:var(--ink);color:var(--paper);box-shadow:0 24px 50px #112c4a2e}
.eng-label{font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin-bottom:18px}
.eng-core .eng-label{color:var(--sky)}
.eng-core h3{font-size:30px;letter-spacing:-.03em;line-height:1.15}
.eng-col ol,.eng-col ul,.eng-core ul{list-style:none;padding:0;margin:0}
.eng-in li{display:flex;gap:14px;align-items:baseline;padding:13px 0;border-top:1px solid #cfe0e9;font-size:17px;line-height:1.4;color:var(--ink)}
.eng-in li span{font-size:12px;color:var(--blue);letter-spacing:.06em;min-width:20px}
.eng-core li{padding:11px 0 11px 22px;border-top:1px solid #ffffff2b;font-size:16px;color:var(--light-text);position:relative}
.eng-core ul{margin-top:18px}
.eng-core li::before{content:"";position:absolute;left:2px;top:19px;width:8px;height:8px;border-radius:50%;background:var(--sky)}
.eng-out li{position:relative;padding:13px 0 13px 26px;border-top:1px solid var(--line);font-size:16px;line-height:1.45;color:var(--text)}
.eng-out li::before{content:"";position:absolute;left:3px;top:19px;width:10px;height:5px;border-left:2px solid var(--blue);border-bottom:2px solid var(--blue);transform:rotate(-45deg)}
.eng-link{position:relative}
.eng-link::before{content:"";position:absolute;left:8px;right:8px;top:50%;height:2px;background:var(--blue)}
.eng-link::after{content:"";position:absolute;right:4px;top:calc(50% - 6px);border-left:10px solid var(--blue);border-top:7px solid transparent;border-bottom:7px solid transparent}
.eng-loop{grid-column:1/-1;margin-top:18px;padding:16px 22px;border-radius:8px;background:var(--pale);font-size:15px;font-weight:600;color:var(--ink);text-align:center}
.eng-loop span{color:var(--blue);font-size:20px;margin-right:6px}
.v10-selection{margin-top:80px}
.v10-subtitle{font-size:30px;letter-spacing:-.03em;line-height:1.2;max-width:640px}
.v10-selection-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px;margin-top:32px}
.v10-selection-grid article{border-top:1px solid var(--line);padding-top:20px}
.v10-selection-grid h3{font-size:20px;line-height:1.3}
.v10-selection-grid p{font-size:15px;line-height:1.65;color:var(--muted);margin-top:10px}
.v10-underwriting-compact{background:var(--pale)}
.v10-underwriting-compact .eng-in{background:var(--paper)}

/* flywheel on the deck artwork */
.v10-loop-head{margin-top:110px;padding-top:72px;border-top:1px solid #cfdfe8;display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:end}
.v10-loop-head h3{font-size:40px;line-height:1.1;letter-spacing:-.04em;max-width:520px}
.v10-loop-head .v9-carrier-line{margin:0}
























/* why now: spend chart and the slide replica */
.v10-spend{margin:64px 0 0;display:grid;grid-template-columns:1.6fr .8fr;gap:40px;align-items:center;background:var(--pale);border-radius:8px;padding:36px 40px}
.v10-spend h3,.v10-slide h3{font-size:26px;line-height:1.3;letter-spacing:-.02em}
.chart-sub{font-size:13px;color:var(--muted);margin-top:6px}
.v10-mini{display:grid;gap:28px}
.v10-mini strong{display:block;font-size:46px;font-weight:400;letter-spacing:-.04em;line-height:1;color:var(--ink)}
.v10-mini p{font-size:15px;line-height:1.55;color:var(--muted);margin-top:10px}
.v10-slide{margin:28px 0 0}
.v10-slide h3{max-width:1000px}
.v10-slide h3::first-line{color:var(--ink)}
.slide-panels{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:28px}
.slide-panel{background:#f5f8fb;border:1px solid #dfe6ee;border-radius:6px;padding:30px 30px 16px;box-shadow:0 2px 6px #112c4a0d}
.slide-panel-title{font-size:22px;font-weight:700;color:#0e1b2c;line-height:1.3;max-width:300px}
.slide-chart{display:block;width:100%;height:auto;margin-top:6px;overflow:visible}
.slide-chart .slide-value{font:700 30px var(--font);fill:#18306b}
.slide-chart .slide-year{font:700 22px var(--font);fill:#0e1b2c}
.slide-chart .slide-multiple{font:700 64px var(--font);fill:#0d2a8a}
.slide-chart .slide-arrow{stroke:#1a3ea6;stroke-width:4.5;stroke-dasharray:12 9;fill:none}
.slide-chart .arrow-head{fill:#1a3ea6}
.slide-chart .slide-base{stroke:#d5dbe3;stroke-width:2}
.slide-chart .slide-bar{stroke:#ffffff;stroke-width:1}

/* carrier page: programme summary */
.v10-terms{padding-block:80px 40px}
.v10-term-sheet{margin:22px 0 0;border-top:2px solid var(--ink)}
.v10-term-sheet .term{display:grid;grid-template-columns:240px 1fr;gap:32px;padding:18px 0;border-bottom:1px solid var(--line)}
.v10-term-sheet dt{font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);padding-top:3px}
.v10-term-sheet dd{margin:0;font-size:18px;line-height:1.55;color:var(--ink)}

@media(max-width:1200px){
 .v10-proof-item strong{font-size:44px}
 .v10-engine{grid-template-columns:1fr 40px 1fr 40px 1fr}
 .eng-col,.eng-core{padding:24px 22px}
 .v10-selection-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:1020px){
 .v10-proof{grid-template-columns:1fr 1fr;gap:32px}
 .v10-engine{grid-template-columns:1fr;gap:0}
 .eng-link{height:44px}
 .eng-link::before{left:50%;right:auto;top:6px;bottom:6px;width:2px;height:auto}
 .eng-link::after{right:auto;left:calc(50% - 6px);top:auto;bottom:2px;border-left:7px solid transparent;border-right:7px solid transparent;border-top:10px solid var(--blue);border-bottom:0}
 .v10-loop-head{grid-template-columns:1fr;gap:20px}
 .v10-spend{grid-template-columns:1fr}.v10-mini{grid-template-columns:1fr 1fr}
}
@media(max-width:760px){
 .v10-proof{gap:26px 20px;margin-top:40px}.v10-proof-item strong{font-size:36px}.v10-proof-item p{font-size:14px}
 .v10-engine{margin-top:48px}
 .eng-in li{font-size:16px}
 .v10-selection{margin-top:56px}.v10-subtitle{font-size:25px}.v10-selection-grid{grid-template-columns:1fr;gap:20px}
 .v10-loop-head{margin-top:64px;padding-top:48px}.v10-loop-head h3{font-size:30px}
 
 
 
 
 
 .v10-spend{padding:24px 20px;margin-top:44px}.v10-spend h3,.v10-slide h3{font-size:21px}
 .v10-mini{grid-template-columns:1fr 1fr;gap:20px}.v10-mini strong{font-size:34px}
 .slide-panels{grid-template-columns:1fr;gap:18px}.slide-panel{padding:22px 18px 10px}.slide-panel-title{font-size:19px}
 .v10-term-sheet .term{grid-template-columns:1fr;gap:6px}.v10-term-sheet dd{font-size:16px}
 .v10-terms{padding-block:56px 24px}
}
.eng-loop{max-width:none}

.v9-subhero h1{font-size:56px;line-height:1.08}
@media(max-width:1200px){.v9-subhero h1{font-size:48px}}
@media(max-width:760px){.v9-subhero h1{font-size:36px}}
/* ============ v11: pricing engine, 3D flywheel, app labels, chart captions (10 October 2026) ============ */
/* pricing engine: three bases -> engine -> outputs */
.pe{margin:64px 0 0;display:grid;grid-template-columns:1.15fr 56px .95fr 56px .9fr;align-items:center}
.pe-bases{display:grid;gap:16px}
.pe-base{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:22px 24px 20px;box-shadow:0 10px 28px #112c4a10}
.pe-tag{display:flex;gap:10px;align-items:baseline;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--blue)}
.pe-tag span{color:var(--muted);letter-spacing:.06em}
.pe-base h3{font-size:19px;line-height:1.3;margin-top:8px}
.pe-figs{display:flex;gap:28px;margin-top:12px}
.pe-figs strong{display:block;font-size:38px;font-weight:400;letter-spacing:-.045em;line-height:1;color:var(--ink)}
.pe-figs span{display:block;font-size:13px;color:var(--muted);margin-top:6px}
.pe-base p:last-child{font-size:14px;line-height:1.55;color:var(--muted);margin-top:12px}
.pe-join{position:relative;align-self:stretch}
.pe-join span{position:absolute;left:6px;right:6px;height:2px;background:linear-gradient(90deg,#9cc0e8,var(--blue))}
.pe-join span:nth-child(1){top:17%;transform:rotate(14deg);transform-origin:right}
.pe-join span:nth-child(2){top:50%}
.pe-join span:nth-child(3){top:83%;transform:rotate(-14deg);transform-origin:right}
.pe-join-out span{top:50%}
.pe-join::after{content:"";position:absolute;right:2px;top:calc(50% - 6px);border-left:10px solid var(--blue);border-top:7px solid transparent;border-bottom:7px solid transparent}
.pe-core{position:relative;border-radius:14px;padding:36px 32px 32px;color:var(--paper);background:radial-gradient(120% 90% at 20% 0%,#2f6ad0 0%,#173a57 55%,#0e2540 100%);box-shadow:0 30px 60px #112c4a40,inset 0 1px 0 #ffffff30}
.pe-core::before{content:"";position:absolute;inset:-1px;border-radius:15px;padding:1px;background:linear-gradient(140deg,#a2d5ea,#3b66b0 40%,transparent 70%);-webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none}
.pe-core-kicker{font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--sky)}
.pe-core strong{display:block;font-size:76px;font-weight:400;letter-spacing:-.05em;line-height:1;margin-top:18px;color:#ffffff}
.pe-core-label{font-size:18px;margin-top:10px}
.pe-core-body{font-size:14px;color:var(--light-text);margin-top:6px}
.pe-methods{font-size:12px;line-height:1.6;color:#b9cfe0;margin-top:22px;padding-top:16px;border-top:1px solid #ffffff2b}
.pe-outs{list-style:none;padding:0;margin:0;display:grid;gap:14px}
.pe-outs li{position:relative;padding:16px 0 16px 30px;border-top:1px solid var(--line)}
.pe-outs li::before{content:"";position:absolute;left:3px;top:23px;width:11px;height:6px;border-left:2px solid var(--blue);border-bottom:2px solid var(--blue);transform:rotate(-45deg)}
.pe-outs h4{font-size:17px;color:var(--ink)}
.pe-outs p{font-size:14px;line-height:1.55;color:var(--muted);margin-top:6px}

/* app labels: typographic, no pills */
.phone-label{display:flex;justify-content:center;gap:10px;align-items:baseline;font-size:13px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--ink);margin-bottom:24px}
.phone-label span{font-size:12px;color:var(--blue);letter-spacing:.06em}
.phone-label::after{content:"";display:none}

/* 3D flywheel, turned by scroll (finite, user driven) */
.fw3{margin:44px 0 0}






























/* charts: captions under the slide charts */
.slide-caption{font-size:15px;font-weight:700;color:#0e1b2c;text-align:center;margin-top:4px}

@media(max-width:1200px){
 .pe{grid-template-columns:1fr 40px 1fr;row-gap:24px}.pe-join-out,.pe-outs{grid-column:1/-1}.pe-join-out{display:none}
 .pe-outs{grid-template-columns:repeat(3,1fr);gap:24px}
}
@media(max-width:1020px){
 .pe{grid-template-columns:1fr}.pe-join{height:40px}.pe-join span{display:none}
 .pe-join::after{right:auto;left:calc(50% - 7px);top:auto;bottom:6px;border-left:7px solid transparent;border-right:7px solid transparent;border-top:10px solid var(--blue);border-bottom:0}
 .pe-join::before{content:"";position:absolute;left:50%;top:4px;bottom:16px;width:2px;background:var(--blue)}
 .pe-outs{grid-template-columns:1fr}
 
}
@media(max-width:760px){
 .pe{margin-top:44px}.pe-core strong{font-size:58px}.pe-figs strong{font-size:32px}
 
 
 
}
/* v11 refinements */
.pe-join span{display:none}
.pe-join svg{position:absolute;inset:0;width:100%;height:100%;overflow:visible}
.pe-join path{fill:none;stroke:var(--blue);stroke-width:2;vector-effect:non-scaling-stroke}
.pe-join-out::after,.pe-join::after{right:-2px}










@media(max-width:1020px){.pe-join svg{display:none}}

/* ============ v12: journey, loop, penetration and spend charts, comparison, principles, blended product photo (10 October 2026) ============ */
/* distribution: the owner's journey */
.v12-distribution{background:#f3f7fa}
.v12-head .section-lead{max-width:600px}
.jr{margin:72px 0 0;display:grid;grid-template-columns:repeat(5,1fr)}
.jr-band{margin:0;font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;text-align:center}
.jr-band-np{grid-column:1/4;grid-row:1;margin:0 14px 26px;padding:12px 18px;border-radius:999px;color:#fff;background:linear-gradient(90deg,#2e5aa6,#4f80d0);box-shadow:0 10px 24px #2e5aa62e}
.jr-band-mkt{grid-column:5/6;grid-row:3;margin:26px 6px 0;padding:14px 14px 13px;border-radius:14px;background:#e3eaf0;color:var(--ink);letter-spacing:.06em;line-height:1.45}
.jr-band-mkt b{display:block;margin-top:6px;font-size:14px;font-weight:400;letter-spacing:0;text-transform:none;color:var(--muted)}
.jr-track{grid-column:1/-1;grid-row:2;display:grid;grid-template-columns:repeat(5,1fr);list-style:none;margin:0;padding:0;position:relative}
.jr-track::before{content:"";position:absolute;left:10%;right:10%;top:141px;height:4px;border-radius:2px;background:linear-gradient(90deg,#3b66b0 0%,#3b66b0 64%,#e0703a 75%,#b7c5d1 77%,#b7c5d1 100%);transform-origin:0 50%;transition:transform 1.6s var(--ease)}
.jr-stage{position:relative;display:flex;flex-direction:column;align-items:center;text-align:center;padding:0 10px}
.jr-chan{height:112px;display:flex;flex-direction:column;align-items:center;justify-content:flex-end;gap:12px;transition:opacity .5s,transform .5s var(--ease)}
.jr-ico{display:grid;place-items:center;width:58px;height:58px;border-radius:50%;background:#fff;color:var(--blue);border:1px solid #cfe0ee;box-shadow:0 10px 22px #112c4a14}
.jr-ico svg{width:27px;height:27px}
.jr-chan b{font-size:16px;line-height:1.3;color:var(--ink);max-width:170px}
.jr-dot{position:relative;z-index:1;display:grid;place-items:center;margin-top:20px;width:18px;height:18px;border-radius:50%;background:var(--blue);box-shadow:0 0 0 6px #3b66b029;transition:transform .45s var(--ease)}
.jr-moment{margin-top:18px;font-size:17px;line-height:1.35;color:var(--ink);max-width:180px}
.jr-stage.is-bill .jr-dot{margin-top:12px;width:34px;height:34px;background:#e0703a;color:#fff;box-shadow:0 0 0 9px #e0703a2b}
.jr-stage.is-bill .jr-dot svg{width:24px;height:24px;stroke-width:2.6}
.jr-stage.is-bill .jr-moment{margin-top:10px;font-weight:700;color:#b9501d}
.jr-stage.is-market .jr-dot{background:#9fb2c2;box-shadow:0 0 0 6px #9fb2c233}
.jr-stage.is-market .jr-ico{color:var(--blue)}
.jr-caption{grid-column:1/-1;grid-row:4;margin-top:48px;text-align:center;font-size:22px;line-height:1.45;letter-spacing:-.015em;color:var(--blue)}
.jr.reveal-wait .jr-track::before{transform:scaleX(0)}
.jr.reveal-wait .jr-chan{opacity:0;transform:translateY(12px)}
.jr.reveal-wait .jr-dot{transform:scale(0)}
.jr-stage:nth-child(2) .jr-chan,.jr-stage:nth-child(2) .jr-dot{transition-delay:.25s}
.jr-stage:nth-child(3) .jr-chan,.jr-stage:nth-child(3) .jr-dot{transition-delay:.5s}
.jr-stage:nth-child(4) .jr-dot{transition-delay:.85s}
.jr-stage:nth-child(5) .jr-chan,.jr-stage:nth-child(5) .jr-dot{transition-delay:1.1s}
.dp{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;margin-top:80px;padding-top:36px;border-top:1px solid #cddbe5}
.dp strong{display:block;font-size:60px;font-weight:400;line-height:1;letter-spacing:-.045em;color:var(--ink)}
.dp p{margin-top:14px;font-size:16px;line-height:1.55;color:var(--muted);max-width:320px}

/* prevention: the loop as one ring */
.lp{margin:24px auto 0;max-width:1060px}
.lp-stage{position:relative;width:min(540px,100%);aspect-ratio:1;margin:96px auto 100px}
.lp-svg{position:absolute;inset:0;width:100%;height:100%;overflow:visible}
.lp-track{fill:none;stroke:#e4eef6;stroke-width:30}
.lp-arc{fill:none;stroke:var(--blue);stroke-width:4;stroke-linecap:round;stroke-dasharray:1;stroke-dashoffset:0;transition:stroke-dashoffset .55s var(--ease),opacity .15s}
.lp-svg marker path{fill:var(--blue)}
.lp-hub-shadow{fill:#112c4a12}
.lp-hub{stroke:#ffffff;stroke-width:2}
.lp-nodes{list-style:none;margin:0;padding:0}
.lp-node{position:absolute;width:0;height:0}
.lp-n1{left:50%;top:12.5%}.lp-n2{left:82.48%;top:31.25%}.lp-n3{left:82.48%;top:68.75%}
.lp-n4{left:50%;top:87.5%}.lp-n5{left:17.52%;top:68.75%}.lp-n6{left:17.52%;top:31.25%}
.lp-btn{position:absolute;left:-34px;top:-34px;width:68px;height:68px;padding:0;border:0;border-radius:50%;cursor:pointer;display:grid;place-items:center;color:#fff;background:radial-gradient(circle at 35% 28%,#6a97de,#3b66b0 55%,#264f98);box-shadow:0 12px 24px #112c4a33,0 0 0 6px #fff;transition:transform .3s var(--ease),opacity .3s}
.lp-btn svg{width:30px;height:30px}
.lp-bnum{display:none}
.lp-btn:hover,.lp-btn:focus-visible,.lp-node.is-active .lp-btn{transform:scale(1.12)}
.lp-btn:focus-visible{outline:3px solid var(--ink);outline-offset:4px}
.lp-label{position:absolute;width:220px;margin:0;font-size:15px;line-height:1.4;color:var(--muted)}
.lp-label b{display:block;margin:3px 0 4px;font-size:19px;line-height:1.2;color:var(--ink);letter-spacing:-.01em}
.lp-num{font-size:12px;font-weight:700;letter-spacing:.1em;color:var(--blue)}
.lp-note{display:block}
.lp-n1 .lp-label{left:-110px;bottom:48px;text-align:center}
.lp-n4 .lp-label{left:-110px;top:48px;text-align:center}
.lp-n2 .lp-label,.lp-n3 .lp-label{left:54px;top:-32px}
.lp-n5 .lp-label,.lp-n6 .lp-label{right:54px;top:-32px;text-align:right}
.lp-center{position:absolute;left:50%;top:50%;width:38%;transform:translate(-50%,-50%);text-align:center}
.lp-c-title{font-size:27px;line-height:1.12;letter-spacing:-.035em;color:var(--ink)}
.lp-c-sub{margin-top:8px;font-size:15px;line-height:1.4;color:var(--muted)}
.lp-detail{display:none;font-size:15px;line-height:1.5;color:var(--ink)}
.lp-center.has-detail .lp-c-title,.lp-center.has-detail .lp-c-sub{display:none}
.lp-center.has-detail .lp-detail{display:block}
.lp-list{display:none}
.lp-caption{margin:0 auto;max-width:760px;text-align:center;font-size:19px;line-height:1.5;color:var(--muted)}
.lp.reveal-wait .lp-arc{stroke-dashoffset:1;opacity:0}
.lp.reveal-wait .lp-btn{transform:scale(.4);opacity:0}
.lp-arc:nth-of-type(1){transition-delay:.35s}.lp-arc:nth-of-type(2){transition-delay:.7s}.lp-arc:nth-of-type(3){transition-delay:1.05s}
.lp-arc:nth-of-type(4){transition-delay:1.4s}.lp-arc:nth-of-type(5){transition-delay:1.75s}.lp-arc:nth-of-type(6){transition-delay:2.1s}
.lp-n2 .lp-btn{transition-delay:.35s}.lp-n3 .lp-btn{transition-delay:.7s}.lp-n4 .lp-btn{transition-delay:1.05s}.lp-n5 .lp-btn{transition-delay:1.4s}.lp-n6 .lp-btn{transition-delay:1.75s}
.lp-btn:hover,.lp-btn:focus-visible{transition-delay:0s}

/* opportunity: vet spending, replayed year by year */
.v12-spend{margin:64px 0 0;display:grid;grid-template-columns:1.6fr .8fr;gap:56px;align-items:center;background:var(--pale);border-radius:8px;padding:36px 40px}
.v12-spend h3,.v12-pen h3{font-size:26px;line-height:1.3;letter-spacing:-.02em}
.sp-year{font:400 46px var(--font);letter-spacing:-.04em;fill:#c4d4e0}
.sp-tick.is-now{fill:var(--ink);font-weight:700}
.sp-gap-num{display:block;font-size:128px;font-weight:400;line-height:.9;letter-spacing:-.06em;color:var(--blue);transition:opacity .6s,transform .6s var(--ease)}
.sp-gap-label{margin-top:16px;font-size:21px;line-height:1.35;letter-spacing:-.01em;color:var(--ink);max-width:290px}
.sp-gap-note{margin-top:22px;padding-top:16px;border-top:1px solid #cddce5;font-size:15px;line-height:1.5;color:var(--muted);max-width:290px}
.v12-spend.sp-pending .sp-gap-num{opacity:0;transform:translateY(10px)}
/* opportunity: penetration, in the site's own chart style */
.v12-pen{margin:28px 0 0;background:var(--pale);border-radius:8px;padding:36px 40px 32px}
.v12-pen h3{max-width:900px}
.pen-panels{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:28px}
.bc{background:#fff;border-radius:8px;padding:26px 28px 14px}
.bc-head{display:flex;justify-content:space-between;align-items:flex-start;gap:16px}
.bc-label{font-size:16px;font-weight:700;line-height:1.35;color:var(--ink);max-width:230px}
.bc-multiple{margin:0;text-align:right}
.bc-multiple strong{display:block;font-size:58px;font-weight:400;line-height:1;letter-spacing:-.05em;color:var(--blue)}
.bc-multiple span{display:block;margin-top:4px;font-size:14px;color:var(--muted)}
.bc-svg{display:block;width:100%;height:auto;margin-top:4px;overflow:visible}
.bc-base{stroke:#b9c7d2;stroke-width:1}
.bc-bar{fill:#c7d5e0;transform-box:fill-box;transform-origin:50% 100%;transition:transform 1.1s var(--ease)}
.bc-bar.is-hl{fill:var(--blue)}
.bc-value{font:400 25px var(--font);letter-spacing:-.02em;fill:var(--ink);transition:opacity .4s}
.bc-value.is-hl{fill:var(--blue);font-weight:700}
.bc-axis{font:15px var(--font);fill:var(--muted)}
.v12-pen.reveal-wait .bc-bar{transform:scaleY(0)}
.v12-pen.reveal-wait .bc-value{opacity:0}
.bc-bar:nth-of-type(2){transition-delay:.2s}.bc-bar:nth-of-type(3){transition-delay:.4s}.bc-bar:nth-of-type(4){transition-delay:.6s}
.bc-value{transition-delay:.9s}

/* why NovaPet: one comparison, NovaPet as the highlighted column */
.v12-compare{background:#fff}
.cmp{margin-top:60px}
.cmp-head,.cmp-row{display:grid;grid-template-columns:230px 1fr 1fr}
.cmp-head p{margin:0;padding:0 32px 18px;font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.cmp-h-typ{color:var(--muted)}
.cmp-h-np{padding-top:24px!important;border-radius:14px 14px 0 0;color:var(--sky);background:var(--navy)}
.cmp-row>p{margin:0;padding:26px 32px;display:flex;gap:14px;align-items:flex-start;font-size:18px;line-height:1.45;border-top:1px solid var(--line)}
.cmp-dim{padding-left:0!important;align-items:center!important;font-size:16px!important;font-weight:700;color:var(--ink)}
.cmp-dico{display:grid;place-items:center;flex-shrink:0;width:42px;height:42px;border-radius:50%;background:var(--pale);color:var(--blue)}
.cmp-dico svg{width:21px;height:21px}
.cmp-typ{color:var(--muted)}
.cmp-np{color:#fff;background:var(--navy);border-top-color:#ffffff22!important}
.cmp-mark{flex-shrink:0;width:22px;height:22px;margin-top:2px}
.cmp-mark svg{width:22px;height:22px;stroke-width:2.4}
.cmp-typ .cmp-mark{color:#a6b4c0}
.cmp-np .cmp-mark{color:var(--sky)}
.cmp-row:last-child .cmp-np{border-radius:0 0 14px 14px}

/* for carriers: four principles */
.v12-control{background:var(--navy);color:var(--paper)}
.v12-control .eyebrow{color:var(--sky)}
.v12-control h2{color:var(--paper)}
.v12-control .section-lead{color:var(--light-text)}
.v12-control-top{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:end}
.v12-principles{list-style:none;margin:72px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.v12-principles li{position:relative;padding:30px 26px 32px;border-radius:14px;border:1px solid #ffffff1f;background:linear-gradient(180deg,#ffffff12,#ffffff04)}
.pr-ico{display:grid;place-items:center;width:54px;height:54px;border-radius:50%;color:#fff;background:radial-gradient(circle at 35% 28%,#6a97de,#3b66b0 55%,#264f98);box-shadow:0 12px 26px #00000055}
.pr-ico svg{width:26px;height:26px}
.pr-num{position:absolute;top:30px;right:26px;font-size:13px;font-weight:700;letter-spacing:.1em;color:var(--sky)}
.v12-principles h3{margin-top:28px;font-size:20px;line-height:1.3;letter-spacing:-.01em;color:var(--paper)}
.v12-principles p{margin-top:12px;font-size:16px;line-height:1.6;color:var(--light-text)}

/* product and carrier hero: the section takes the colour of the photograph */
.v12-product{background:#9acfe5;padding-block:64px 0;overflow:hidden}
.v12-product-layout{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.v12-product-photo{margin:0;align-self:end}
.v12-product-photo img,.v12-sub-photo img{display:block;width:100%;height:auto;-webkit-mask-image:radial-gradient(ellipse 74% 72% at 50% 47%,#000 62%,transparent 100%);mask-image:radial-gradient(ellipse 74% 72% at 50% 47%,#000 62%,transparent 100%)}
.v12-product-copy{padding-bottom:64px}
.v12-product .eyebrow,.v12-subhero .eyebrow{color:var(--navy)}
.v12-product h2{color:var(--navy)}
.v12-product .section-lead,.v12-subhero .section-lead{color:#1f3f5b}
.pl{list-style:none;margin:40px 0 0;padding:0;display:flex;align-items:flex-end;gap:14px;max-width:520px}
.pl-step{flex:1;display:flex;flex-direction:column;justify-content:flex-end;gap:12px}
.pl-bar{display:block;border-radius:10px 10px 3px 3px;box-shadow:0 12px 26px #112c4a26}
.pl-1 .pl-bar{height:38px;background:#ffffff}
.pl-2 .pl-bar{height:66px;background:linear-gradient(180deg,#ffffff,#e4eef6)}
.pl-3 .pl-bar{height:94px;background:linear-gradient(180deg,#d3e3f2,#a9c5e3)}
.pl-4 .pl-bar{height:122px;background:linear-gradient(180deg,#3b66b0,#1f4688)}
.pl-step b{font-size:16px;text-align:center;color:var(--navy)}
.v12-features{list-style:none;margin:36px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:14px 28px;max-width:600px}
.v12-features li{display:flex;gap:10px;align-items:flex-start;font-size:16px;line-height:1.45;color:var(--navy)}
.v12-features svg{flex-shrink:0;width:20px;height:20px;margin-top:1px;stroke-width:2.4;color:var(--navy)}
.v12-subhero{background:#9acfe5}
.v12-subhero h1{color:var(--navy)}
.v12-subhero figure.v12-sub-photo{height:auto;overflow:visible;background:none;align-self:end;margin-bottom:-45px}

/* gstack audit fixes */
.site-nav .nav-contact{border:1px solid var(--ink);border-radius:999px;padding:8px 18px;font-weight:600}
.site-nav .nav-contact .arrow-icon{display:none}
body.nav-open::after{content:"";position:fixed;inset:0;z-index:40;background:#112c4a59}
.contact-actions{flex-wrap:wrap}
.contact-actions .copy-status{flex-basis:100%}

@media(max-width:1200px){
 .lp-label{width:180px}.lp-n1 .lp-label,.lp-n4 .lp-label{left:-90px}
 .v12-principles{grid-template-columns:1fr 1fr}
}
@media(max-width:1020px){
 .pe-join svg{display:none}
 .v12-spend{grid-template-columns:1fr;gap:28px}
 .pen-panels{grid-template-columns:1fr}
 .cmp-head,.cmp-row{grid-template-columns:180px 1fr 1fr}
 .v12-product-layout{grid-template-columns:1fr 1fr;gap:32px}
}
@media(max-width:900px){
 .jr{grid-template-columns:1fr;margin-top:48px}
 .jr-band-np{grid-column:1;margin:0 0 8px;justify-self:start}
 .jr-band-mkt{grid-column:1;margin:8px 0 0 52px;text-align:left}
 .jr-track{grid-template-columns:1fr}
 .jr-track::before{left:17px;right:auto;top:20px;bottom:20px;width:4px;height:auto;background:linear-gradient(180deg,#3b66b0 0%,#3b66b0 62%,#e0703a 72%,#b7c5d1 76%,#b7c5d1 100%);transform-origin:50% 0}
 .jr.reveal-wait .jr-track::before{transform:scaleY(0)}
 .jr-stage{display:grid;grid-template-columns:36px 1fr;column-gap:16px;align-items:center;text-align:left;padding:14px 0}
 .jr-dot{grid-column:1;grid-row:1/3;justify-self:center;margin:0}
 .jr-stage.is-bill .jr-dot{margin:0}
 .jr-moment{grid-column:2;grid-row:1;margin:0;max-width:none;font-size:18px}
 .jr-stage.is-bill .jr-moment{margin:0}
 .jr-chan{grid-column:2;grid-row:2;height:auto;flex-direction:row;justify-content:flex-start;gap:10px;margin-top:8px}
 .jr-chan-empty{display:none}
 .jr-ico{width:36px;height:36px;box-shadow:none}.jr-ico svg{width:18px;height:18px}
 .jr-chan b{font-size:15px;font-weight:400;color:var(--blue);max-width:none}
 .jr-caption{grid-row:auto;text-align:left;font-size:19px;margin-top:32px}
 .dp{grid-template-columns:1fr;gap:28px;margin-top:48px}
 .dp strong{font-size:48px}
}
@media(max-width:820px){
 .lp-stage{width:min(330px,84vw);margin:32px auto 28px}
 .lp-label{display:none}
 .lp-btn{left:-25px;top:-25px;width:50px;height:50px;box-shadow:0 8px 16px #112c4a33,0 0 0 4px #fff}
 .lp-btn svg{width:22px;height:22px}
 .lp-bnum{display:grid;place-items:center;position:absolute;right:-6px;top:-6px;width:20px;height:20px;border-radius:50%;background:var(--navy);color:#fff;font-size:11px;font-weight:700}
 .lp-c-title{font-size:20px}.lp-c-sub{font-size:13px}.lp-detail{font-size:13px}
 .lp-list{display:grid;gap:14px;list-style:none;margin:0 0 28px;padding:0}
 .lp-list li{display:grid;grid-template-columns:34px 1fr;column-gap:12px}
 .lp-list .lp-num{grid-row:1/3;padding-top:4px}
 .lp-list b{font-size:18px;color:var(--ink)}
 .lp-list span:last-child{font-size:15px;color:var(--muted)}
 .lp-caption{font-size:17px;text-align:left}
}
@media(max-width:760px){
 .v12-spend,.v12-pen{padding:24px 20px;margin-top:40px}
 .v12-spend h3,.v12-pen h3{font-size:21px}
 .sp-gap-num{font-size:88px}.sp-gap-label{font-size:18px}
 .sp-year{font-size:60px}
 .bc{padding:20px 18px 8px}.bc-multiple strong{font-size:46px}.bc-value{font-size:30px}.bc-axis{font-size:19px}
 .cmp{margin-top:40px}
 .cmp-head{display:none}
 .cmp-row{grid-template-columns:1fr;margin-bottom:24px}
 .cmp-row>p{padding:14px 16px;font-size:16px}
 .cmp-dim{padding:0 0 10px!important;border-top:0!important}
 .cmp-typ{border-top:1px solid var(--line);border-radius:10px 10px 0 0;background:#f4f7f9}
 .cmp-np{border-radius:0 0 10px 10px}
 .cmp-row:last-child .cmp-np{border-radius:0 0 10px 10px}
 .cmp-typ,.cmp-np{display:grid!important;grid-template-columns:22px 1fr;gap:6px 12px}
 .cmp-typ::before,.cmp-np::before{content:attr(data-col);grid-column:1/-1;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
 .cmp-np::before{color:var(--sky)}
 .v12-control-top{grid-template-columns:1fr;gap:28px}
 .v12-principles{grid-template-columns:1fr;margin-top:40px}
 .v12-product{padding-top:24px}
 .v12-product-layout{grid-template-columns:1fr;gap:0}
 .v12-product-photo{order:2;max-width:440px;justify-self:center}
 .v12-product-copy{padding-bottom:8px}
 .v12-features{grid-template-columns:1fr}
 .pl{gap:8px}.pl-step b{font-size:14px}
 .v12-subhero figure.v12-sub-photo{margin-bottom:0;max-width:420px;justify-self:center}
 .v9-subhero h1 br{display:none}
}
@media(prefers-reduced-motion:reduce){
 .jr-track::before,.jr-chan,.jr-dot,.lp-arc,.lp-btn,.bc-bar,.bc-value,.sp-gap-num{transition:none!important}
}

/* v12 round 2: journey zones, spend replay details, softer photo edges */
.jr{position:relative}
.jr-zone{border-radius:22px;pointer-events:none}
.jr-zone-np{grid-column:1/4;grid-row:1/3;background:linear-gradient(180deg,#e2ecf8,#edf3fa 70%,#f1f6fb)}
.jr-zone-mkt{grid-column:5/6;grid-row:2/4;margin-left:8px;background:#e6ecf1}
.jr-band,.jr-track{position:relative;z-index:1}
.jr-band-np{margin-top:20px}
.jr-track{padding-bottom:26px}
.jr-band-mkt{background:none;margin:0 6px 18px 14px;padding:4px 10px 0}
.jr-stage.is-market{padding-left:18px}
.sp-year{opacity:0;transition:opacity .5s}
.v12-spend.sp-pending .sp-year{opacity:1}
.v12-product-photo img,.v12-sub-photo img{-webkit-mask-image:radial-gradient(ellipse 72% 70% at 50% 46%,#000 60%,transparent 100%),linear-gradient(180deg,#000 72%,transparent 97%);-webkit-mask-composite:source-in;mask-image:radial-gradient(ellipse 72% 70% at 50% 46%,#000 60%,transparent 100%),linear-gradient(180deg,#000 72%,transparent 97%);mask-composite:intersect}
@media(max-width:900px){.jr-zone{display:none}.jr-band-np{margin-top:0}.jr-band-mkt{margin:8px 0 0 52px;padding:14px 14px 13px;background:#e3eaf0}.jr-stage.is-market{padding-left:0}.jr-track{padding-bottom:0}}
@media(max-width:760px){.spend-chart .sp-odd{display:none}.spend-chart .end-value{font-size:28px}.spend-chart .end-label{font-size:17px}}

/* v12 round 3: phone legend for the spend chart, readable eyebrows */
.sp-legend{display:none}
.eyebrow{font-size:12px}
@media(max-width:760px){
 .spend-chart .end-label{display:none}
 .sp-legend{display:flex;gap:20px;margin-top:10px;font-size:14px;color:var(--muted)}
 .sp-legend span{display:flex;align-items:center;gap:8px}
 .sp-legend span::before{content:"";width:18px;height:4px;border-radius:2px;background:var(--blue)}
 .sp-legend .lg-wages::before{background:#93a9bb}
}

/* v12 round 4: the market label in sentence case */
.jr-band-mkt{text-transform:none;letter-spacing:0;font-size:15px}

/* v12 round 5 (gstack F-010): page headings align with the content edge on /partners/ and /privacy/ */
.compact-page-heading,.legal-page{max-width:calc(var(--max) + var(--gutter)*2)}
.compact-page-heading h1,.compact-page-heading .section-lead{max-width:900px}
.legal-page>*{max-width:900px}

/* v12 round 6: comparison header aligned on one baseline */
.cmp-head{align-items:end}

/* v12 round 7: independent read r1 fixes */
body.nav-open::after{z-index:20}
.jr-band{max-width:none}
.jr{grid-template-columns:repeat(6,1fr)}
.jr-track{grid-template-columns:repeat(6,1fr)}
.jr-zone-np,.jr-band-np{grid-column:1/5}
.jr-zone-mkt,.jr-band-mkt{grid-column:6/7}
.jr-track::before{left:8.333%;right:8.333%;top:153px;background:linear-gradient(90deg,#3b66b0 0%,#3b66b0 71%,#e0703a 80%,#b7c5d1 82.5%,#b7c5d1 100%)}
.jr-chan{height:124px;justify-content:flex-start;padding-top:6px}
.jr-chan b{max-width:150px}
.jr-stage:nth-child(4) .jr-chan,.jr-stage:nth-child(4) .jr-dot{transition-delay:.75s}
.jr-stage:nth-child(5) .jr-dot{transition-delay:1.05s}
.jr-stage:nth-child(6) .jr-dot{transition-delay:1.3s}
.cmp-row>p{align-items:center}
.cmp-mark{margin-top:0}
.sp-gap-label{transition:opacity .6s}
.v12-spend.sp-pending .sp-gap-label{opacity:0}
.v12-product-photo img,.v12-sub-photo img{-webkit-mask-image:radial-gradient(ellipse 72% 70% at 50% 46%,#000 60%,transparent 100%),linear-gradient(180deg,#000 72%,transparent 97%),linear-gradient(90deg,transparent 0,#000 7%,#000 92%,transparent 100%);-webkit-mask-composite:source-in,source-in;mask-image:radial-gradient(ellipse 72% 70% at 50% 46%,#000 60%,transparent 100%),linear-gradient(180deg,#000 72%,transparent 97%),linear-gradient(90deg,transparent 0,#000 7%,#000 92%,transparent 100%);mask-composite:intersect,intersect}
@media(max-width:1020px){.pe-join::after{right:auto}}
@media(max-width:900px){
 .jr{grid-template-columns:1fr}.jr-track{grid-template-columns:1fr}
 .jr-zone-np,.jr-band-np,.jr-zone-mkt,.jr-band-mkt{grid-column:1}
 .jr-track::before{left:17px;right:auto;top:20px;background:linear-gradient(180deg,#3b66b0 0%,#3b66b0 64%,#e0703a 73%,#b7c5d1 78%,#b7c5d1 100%)}
 .jr-chan{height:auto;padding-top:0}
}
@media(max-width:760px){.spend-chart .axis{font-size:26px}}

/* v12 round 8: independent read r2 fixes */
/* wide screens: the photo keeps its full height, anchored right, on the studio blue; the subjects never reach the header */
@media(min-width:1600px){
 .compact-hero.home-hero{height:clamp(830px,43vw,1000px)}
 .compact-hero .hero-media{background:linear-gradient(180deg,#86c4d8 0%,#8ec8dc 22%,#94ccdf 45%,#98cfe4 70%,#9ad0e5 100%)}
 .compact-hero .hero-media img{object-fit:contain;object-position:100% 100%;-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 24%);mask-image:linear-gradient(90deg,transparent 0,#000 24%)}
}
/* the status strip: its rule belongs to the four items, not the wrapper */
.v9-status>.wrap{border-left:0;padding-left:var(--gutter)}
/* the market's own chip, in the market's grey */
.jr-stage.is-market .jr-ico{color:#71859a;background:#f2f5f7;border-color:#d3dce3;box-shadow:none}
.jr-stage.is-market .jr-chan b{color:var(--muted);font-weight:400}
/* email links outside the contact block confirm what happened */
.mail-status{display:block;flex-basis:100%;margin-top:10px;font-size:14px;line-height:1.5;color:var(--muted)}
.mail-status:empty{display:none}
.contact-section .mail-status{color:var(--light-text)}
/* hero secondary link stays legible where the photo runs under it */
@media(min-width:1021px) and (max-width:1199px){.compact-hero .actions .text-link{background:#ffffffd9;border-radius:999px;padding:12px 18px}}
@media(max-width:760px){
 .v12-product-photo,.v12-sub-photo{width:100%}
 .bc-head{flex-direction:column;gap:6px}
 .bc-label{max-width:none}
 .bc-multiple{text-align:left;display:flex;align-items:baseline;gap:10px}
 .bc-multiple span{margin-top:0}
}

/* v12 round 9: independent read r3 minor items */
/* short laptop screens (1366x768, 1080p at 125%): the calls to action stay above the fold */
@media(min-width:1021px) and (max-height:820px){
 .compact-hero.home-hero{height:max(600px,100svh);min-height:600px}
 .compact-hero .hero-content{padding-top:calc(76px + 5svh)}
 .compact-hero.home-hero h1{font-size:clamp(52px,9.4svh,83px)}
 .compact-hero.home-hero .hero-intro{margin-top:18px}
}
@media(min-width:821px) and (max-width:1200px){.lp-stage{margin-top:136px}}
@media(max-width:760px){.bc-axis{font-size:22px}}

/* v12 round 10: 35m+ leads the underwriting section */
.uw-head{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:end}
.uw-big{border-left:1px solid var(--line);padding-left:48px}
.uw-big-num{margin:0}
.uw-big-num strong{display:block;font-size:clamp(96px,11vw,168px);font-weight:400;line-height:.86;letter-spacing:-.06em;color:var(--blue)}
.uw-big-num span{display:block;margin-top:14px;font-size:22px;line-height:1.3;letter-spacing:-.01em;color:var(--ink)}
.uw-big-parts{list-style:none;margin:26px 0 0;padding:20px 0 0;border-top:1px solid var(--line);display:grid;grid-template-columns:repeat(4,auto);justify-content:start;gap:12px 28px}
.uw-big-parts b{display:block;font-size:24px;font-weight:400;letter-spacing:-.03em;color:var(--ink)}
.uw-big-parts span{display:block;margin-top:2px;font-size:13px;line-height:1.35;color:var(--muted)}
@media(max-width:1020px){.uw-head{grid-template-columns:1fr;gap:36px}.uw-big{border-left:0;padding-left:0;border-top:1px solid var(--line);padding-top:28px}}
@media(max-width:560px){.uw-big-parts{grid-template-columns:repeat(2,auto)}.uw-big-num span{font-size:19px}}

/* v14: the key line as a pyramid (Minto, Daniele 10 Oct) */
.v14-pyramid{background:#fff;padding-block:96px}
.v14-pyramid .section-heading{text-align:center;margin-inline:auto;max-width:760px}
.v14-pyramid .section-heading .section-lead{margin-inline:auto}
.v14-pyramid .section-heading .eyebrow{text-align:center;margin-inline:auto;max-width:none}
.pyr{margin:52px auto 0;max-width:1060px;display:grid}
.pyr-apex{justify-self:center;margin:0;padding:18px 34px;border-radius:14px;background:var(--navy);color:#fff;font-size:23px;letter-spacing:-.015em;text-align:center;box-shadow:0 16px 34px #112c4a33}
.pyr-links{position:relative;height:56px}
.pyr-links::before{content:"";position:absolute;left:50%;top:0;height:50%;width:2px;margin-left:-1px;background:#9fb6cc}
.pyr-links::after{content:"";position:absolute;left:25%;right:25%;top:50%;height:2px;background:#9fb6cc}
.pyr-links span{position:absolute;top:50%;bottom:0;width:2px;margin-left:-1px;background:#9fb6cc}
.pyr-links span:nth-child(1){left:25%}.pyr-links span:nth-child(2){left:75%}
.pyr-row{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.pyr-node{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:16px;background:#fff;overflow:hidden;box-shadow:0 14px 30px #112c4a14}
.pyr-head{flex:1;display:block;padding:24px 26px 22px;text-align:center;text-decoration:none;color:inherit}
.pyr-n{display:inline-grid;place-items:center;width:30px;height:30px;margin-bottom:10px;border-radius:50%;background:var(--blue);color:#fff;font-size:14px;font-weight:700}
.pyr-head b{display:block;font-size:27px;font-weight:400;letter-spacing:-.025em;color:var(--ink)}
.pyr-line{display:block;margin-top:6px;font-size:15px;line-height:1.45;color:var(--muted)}
.pyr-subs{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line)}
.pyr-sub{display:block;padding:16px 18px;text-align:center;text-decoration:none;color:inherit;background:var(--pale)}
.pyr-sub+.pyr-sub{border-left:1px solid var(--line)}
.pyr-sub b{display:block;font-size:16px;color:var(--ink)}
.pyr-sub span{display:block;margin-top:4px;font-size:14px;line-height:1.4;color:var(--muted)}
.pyr-head:hover b,.pyr-sub:hover b{color:var(--blue)}
.pyr-base{display:grid;justify-items:center;margin-top:24px;padding:22px 26px 24px;border-radius:16px;background:linear-gradient(90deg,#1a3f5f,#112c4a);color:#fff;text-align:center;text-decoration:none;box-shadow:0 16px 34px #112c4a33}
.pyr-base b{font-size:25px;font-weight:400;letter-spacing:-.02em;color:#fff}
.pyr-base .pyr-line{color:var(--light-text)}
.pyr-base .pyr-n{background:var(--sky);color:var(--navy)}
.pyr-base:hover b{color:var(--sky)}
.pyr-apex,.pyr-links,.pyr-row,.pyr-base{transition:opacity .6s,transform .6s var(--ease)}
.pyr.reveal-wait .pyr-apex,.pyr.reveal-wait .pyr-links,.pyr.reveal-wait .pyr-row,.pyr.reveal-wait .pyr-base{opacity:0;transform:translateY(14px)}
.pyr-links{transition-delay:.15s}.pyr-row{transition-delay:.3s}.pyr-base{transition-delay:.5s}
.pyr a:focus-visible{outline:3px solid var(--blue);outline-offset:3px}
@media(max-width:760px){
 .v14-pyramid{padding-block:64px}
 .pyr-row{grid-template-columns:1fr;gap:16px}
 .pyr-links{height:28px}.pyr-links::after,.pyr-links span{display:none}.pyr-links::before{height:100%}
 .pyr-apex{font-size:19px;padding:14px 20px}
 .pyr-head b,.pyr-base b{font-size:22px}
}
@media(prefers-reduced-motion:reduce){.pyr-apex,.pyr-links,.pyr-row,.pyr-base{transition:none}}

/* v14: penetration charts as in the pitch: dashed rising arrow, the multiple above it */
.bc-bar.is-us{fill:var(--navy)}
.bc-bar.is-hl{fill:var(--blue)}
.bc-value{fill:var(--ink);font-weight:700}
.bc-arrow{stroke:var(--blue);stroke-width:3;stroke-dasharray:9 7;fill:none}
.bc-arrowhead{fill:var(--blue)}
.bc-mult{font:700 44px var(--font);letter-spacing:-.03em;fill:var(--blue)}
.bc-arrowg{transition:opacity .6s 1.1s}
.v12-pen.reveal-wait .bc-arrowg{opacity:0}
@media(max-width:760px){.bc-mult{font-size:52px}}

/* v14: journey with seven moments (employers first, adoption added); chart labels legible over the arrow */
.jr,.jr-track{grid-template-columns:repeat(7,1fr)}
.jr-zone-np,.jr-band-np{grid-column:1/6}
.jr-zone-mkt,.jr-band-mkt{grid-column:7/8}
.jr-track::before{left:7.14%;right:7.14%;background:linear-gradient(90deg,#3b66b0 0%,#3b66b0 76%,#e0703a 83.3%,#b7c5d1 85.5%,#b7c5d1 100%)}
.jr-chan b{max-width:140px;font-size:15px}
.jr-moment{font-size:16px}
.jr-stage:nth-child(5) .jr-chan,.jr-stage:nth-child(5) .jr-dot{transition-delay:1s}
.jr-stage:nth-child(6) .jr-dot{transition-delay:1.25s}
.jr-stage:nth-child(7) .jr-chan,.jr-stage:nth-child(7) .jr-dot{transition-delay:1.5s}
.bc-value{paint-order:stroke;stroke:#fff;stroke-width:7px;stroke-linejoin:round}
.cmp-typ{padding-left:32px!important}
@media(max-width:900px){.jr,.jr-track{grid-template-columns:1fr}.jr-zone-np,.jr-band-np,.jr-zone-mkt,.jr-band-mkt{grid-column:1}
 .jr-track::before{left:17px;right:auto;background:linear-gradient(180deg,#3b66b0 0%,#3b66b0 70%,#e0703a 78%,#b7c5d1 83%,#b7c5d1 100%)}}
@media(max-width:760px){.cmp-typ{padding-left:16px!important}}

/* v14: the product as a cover grid (his review note 7) */
.pg{width:100%;max-width:600px;margin:34px 0 0;border-collapse:separate;border-spacing:0;font-size:15px;background:#ffffffb3;border-radius:14px;overflow:hidden;box-shadow:0 14px 30px #112c4a1f}
.pg th,.pg td{padding:12px 10px;text-align:center;border-bottom:1px solid #d7e6ef;color:var(--navy)}
.pg thead th{font-size:15px;font-weight:700;background:#ffffffd9}
.pg thead th.pg-top{background:var(--navy);color:#fff}
.pg tbody th{text-align:left;font-weight:400;color:#1f3f5b;padding-left:18px}
.pg tbody tr:last-child th,.pg tbody tr:last-child td{border-bottom:0}
.pg td:last-child{background:#112c4a0d}
.pg-yes svg{width:20px;height:20px;stroke-width:2.6;color:var(--blue)}
.pg-no::after{content:"";display:inline-block;width:10px;height:2px;border-radius:1px;background:#b8c8d4;vertical-align:middle}
.v12-features{margin-top:26px}
@media(max-width:760px){.pg{font-size:13px}.pg th,.pg td{padding:10px 6px}.pg tbody th{padding-left:10px}}

/* v14: the team impresses (his review notes 8 and 10) */
.team-compact{background:var(--pale)}
.team-compact .section-heading{display:block}
.team-compact .section-heading .section-lead{max-width:760px;margin-top:20px;font-size:19px;color:#2a4660}
.team-compact .people-grid{grid-template-columns:1fr 1fr;gap:28px;margin-top:48px}
.team-compact .person{border:1px solid var(--line);border-radius:18px;padding:34px 34px 36px;background:#fff;box-shadow:0 16px 34px #112c4a12}
.team-compact .person-top{gap:26px}
.team-compact .portrait{width:132px;height:142px;border-radius:14px}
.team-compact .person h3{font-size:31px;letter-spacing:-.02em}
.team-compact .person-role{font-size:15px;font-weight:700;margin-top:6px}
.person-creds{list-style:none;display:flex;flex-wrap:wrap;gap:8px;margin:24px 0 0;padding:0}
.person-creds li{padding:6px 13px;border-radius:999px;background:var(--pale);color:var(--ink);font-size:13px;font-weight:700}
.team-compact .person-bio{margin-top:20px;max-width:none;font-size:16px;line-height:1.7;color:var(--text)}
@media(max-width:1020px){.team-compact .people-grid{grid-template-columns:1fr}}
@media(max-width:760px){.team-compact .person{padding:24px}.team-compact .portrait{width:96px;height:104px}.team-compact .person h3{font-size:25px}.team-compact .section-heading .section-lead{font-size:17px}}
.pg-no::after{width:11px;height:11px;background:none;border:0;background-image:linear-gradient(45deg,transparent 45%,#a9bccb 45%,#a9bccb 55%,transparent 55%),linear-gradient(-45deg,transparent 45%,#a9bccb 45%,#a9bccb 55%,transparent 55%)}

/* v14 round 2: the pricing engine runs 24/7 (note 12); cover levels (14); white logo (18); round portraits */
.rt{margin:56px 0 72px;display:grid;grid-template-columns:1fr 44px 1.05fr 44px 1.2fr;align-items:center}
.rt-h{margin:0 0 12px;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue)}
.rt-in ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.rt-in li{display:flex;align-items:center;gap:12px;padding:12px 14px;border:1px solid var(--line);border-radius:12px;background:#fff;box-shadow:0 8px 20px #112c4a0f}
.rt-ico{display:grid;place-items:center;flex-shrink:0;width:36px;height:36px;border-radius:50%;background:var(--pale);color:var(--blue)}
.rt-ico svg{width:19px;height:19px}
.rt-in b{font-size:15px;font-weight:600;color:var(--ink)}
.rt-arrow{position:relative;height:2px;margin:0 6px;background:linear-gradient(90deg,#9cc0e8,var(--blue))}
.rt-arrow::after{content:"";position:absolute;right:-2px;top:-6px;border-left:10px solid var(--blue);border-top:7px solid transparent;border-bottom:7px solid transparent}
.rt-core{position:relative;padding:28px 26px;border-radius:16px;color:#fff;background:radial-gradient(120% 90% at 20% 0%,#2f6ad0 0%,#173a57 55%,#0e2540 100%);box-shadow:0 26px 50px #112c4a40}
.rt-kicker{margin:0;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--sky)}
.rt-core strong{display:block;margin-top:10px;font-size:64px;font-weight:400;line-height:1;letter-spacing:-.05em}
.rt-core ul{list-style:none;margin:16px 0 0;padding:14px 0 0;border-top:1px solid #ffffff2b;display:grid;gap:8px}
.rt-core li{position:relative;padding-left:20px;font-size:15px;line-height:1.4;color:var(--light-text)}
.rt-core li::before{content:"";position:absolute;left:2px;top:6px;width:9px;height:5px;border-left:2px solid var(--sky);border-bottom:2px solid var(--sky);transform:rotate(-45deg)}
.rt-out{display:grid;gap:12px}
.rt-card{padding:16px 18px;border:1px solid var(--line);border-radius:12px;background:#fff;box-shadow:0 8px 20px #112c4a0f}
.rt-card p{margin:0;font-size:15px;line-height:1.45;color:var(--text)}
.rt-card .rt-h{margin-bottom:6px}
.rt-chart{display:block;width:100%;height:auto;margin:4px 0 6px}
.rt-band{fill:#3b66b01f}
.rt-line{fill:none;stroke:var(--blue);stroke-width:2.5;stroke-linejoin:round}
.rt-legend{display:flex;align-items:center;gap:6px 8px;font-size:12px!important;color:var(--muted)!important}
.rt-key-band,.rt-key-line{display:inline-block;width:14px;height:8px;border-radius:2px;background:#3b66b033}
.rt-key-line{height:3px;background:var(--blue);margin-left:10px}
.rt-bars{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin:10px 0 8px}
.rt-bar{display:grid;gap:4px;font-size:12px;color:var(--muted)}
.rt-bar i{display:block;height:6px;border-radius:3px;background:linear-gradient(90deg,var(--blue) var(--w,60%),#dbe6f0 var(--w,60%))}
.rt-bar-1 i{--w:78%}.rt-bar-2 i{--w:52%}.rt-bar-3 i{--w:64%}.rt-bar-4 i{--w:40%}
.rt-bar em{font-style:normal}
.rt-cap{font-size:13px!important;color:var(--muted)!important}
.v14-subhead{margin:0 0 28px;text-align:center;font-size:24px;letter-spacing:-.02em;color:var(--ink)}
.cmp-h-np img{display:block;width:108px;height:auto}
.pg-level{white-space:nowrap}
.pg-level i{display:inline-block;width:9px;height:9px;margin:0 2px;border-radius:50%;background:#cfdbe5}
.pg-level i.on{background:var(--blue)}
.pg-liability{margin:16px 0 0;max-width:600px;font-size:16px;font-weight:700;color:var(--navy)}
.team-compact .portrait{width:136px;height:136px;border-radius:50%;object-fit:cover}
.rt.reveal-wait .rt-core,.rt.reveal-wait .rt-out{opacity:0;transform:translateY(12px)}
.rt-core,.rt-out{transition:opacity .6s .2s,transform .6s .2s var(--ease)}
.rt-out{transition-delay:.45s}
@media(max-width:1100px){.rt{grid-template-columns:1fr;gap:0}.rt-arrow{width:2px;height:28px;margin:4px auto;background:linear-gradient(180deg,#9cc0e8,var(--blue))}.rt-arrow::after{right:auto;left:-6px;top:auto;bottom:-2px;border-left:7px solid transparent;border-right:7px solid transparent;border-top:10px solid var(--blue);border-bottom:0}.rt-in ul{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.rt{margin:40px 0 56px}.rt-in ul{grid-template-columns:1fr}.rt-core strong{font-size:52px}.v14-subhead{font-size:20px}.team-compact .portrait{width:100px;height:100px}}
@media(prefers-reduced-motion:reduce){.rt-core,.rt-out{transition:none}}
/* ============ v15: premium finish (10 Oct 2026, INDEPENDENT_READ_v14_premium.md) */
@media(max-width:760px){.cmp-typ{grid-template-columns:1fr!important}}
h1,.home-hero h1,.compact-hero.home-hero h1{letter-spacing:-.02em}
h2,.market-top h2{letter-spacing:-.015em}
/* v15 notes 29, 34, 35, 36 (10 Oct) */
#distribution .section-lead{max-width:none}
.v10-selection-grid{grid-template-columns:repeat(3,minmax(0,1fr))!important}
@media(max-width:760px){.v10-selection-grid{grid-template-columns:1fr!important}}
.rt-live{display:inline-block;width:7px;height:7px;border-radius:50%;background:#2fa36b;margin-right:8px;box-shadow:0 0 0 3px #2fa36b33;vertical-align:1px}
.rt-kpis{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin:10px 0 12px}
.rt-kpi{padding:8px 9px 6px;border:1px solid var(--line);border-radius:8px;background:#f7fafc}
.rt-kpi span{display:block;font-size:11px;font-weight:600;line-height:1.2;color:var(--muted);margin-bottom:4px}
.rt-spark{display:block;width:100%;height:18px}
.rt-spark polyline{fill:none;stroke:var(--blue);stroke-width:1.6;stroke-linejoin:round;stroke-linecap:round}
.rt-card p.rt-sub{margin:8px 0 2px;font-size:12px;font-weight:600;color:var(--ink)}
.rt-grid{stroke:#e3ebf2;stroke-width:1}
.rt-band{fill:#3b66b01a}
.rt-target{stroke:#8aa4c4;stroke-width:1;stroke-dasharray:3 3}
.rt-line{fill:none;stroke:var(--blue);stroke-width:2.2;stroke-linejoin:round;stroke-linecap:round}
.rt-halo{fill:#3b66b026}
.rt-dot{fill:var(--blue)}
.rt-lab{font:9px Arial,sans-serif;fill:#5b7590}
.rt-lab-t{fill:#7f97b1}
.rt-tick{font:8.5px Arial,sans-serif;fill:#8a9db1;text-anchor:middle}
.rt-attr{display:block;width:100%;height:auto;margin:2px 0 8px}
.rt-alab{font:10px Arial,sans-serif;fill:#4a6580}
.rt-atrack{fill:#eef3f8}
.rt-apos{fill:var(--blue)}
.rt-aneg{fill:#9cb8d8}
.rt-zero{stroke:#b9c9da;stroke-width:1}
.v9-phone .phone-label{margin:30px 0 8px;font-size:13px;letter-spacing:.16em;color:var(--blue)}
.v9-phone .phone-label span{font-size:13px;color:var(--ink)}
.v9-phone h3{margin-top:0;font-size:26px;font-weight:600;letter-spacing:-.01em;color:var(--ink)}
@media(max-width:760px){.v9-phone h3{font-size:23px}}
/* v15 note 40: the 6.6x gap between the lines, in red */
.sp-br{fill:none;stroke:#c8372d;stroke-width:2;stroke-linejoin:round}
.sp-gapnum{font:700 40px Arial,sans-serif;fill:#c8372d;letter-spacing:-.02em}
.sp-gap-label{font-size:22px;color:var(--ink)}
/* v15 notes 51, 52, 53, 54, 55 (10 Oct): one section-label system, left-aligned heads, larger logo, readable bios, clear footer */
main .eyebrow{font-size:14px;letter-spacing:.14em;color:var(--blue)}
main .eyebrow::before{content:"";display:inline-block;width:28px;height:2px;margin-right:12px;vertical-align:middle;background:currentColor}
.home-hero .eyebrow,#product .eyebrow{color:var(--navy)}
#approach .eyebrow{color:#a2d5ea}
#contact .eyebrow{color:#fff}
#what-we-deliver .section-heading,#prevention .section-heading{text-align:left;margin-left:0;margin-right:auto}
#what-we-deliver .section-heading h2,#prevention .section-heading h2,#what-we-deliver .section-lead,#prevention .section-lead{text-align:left;margin-left:0}
.uw-head{position:relative;padding-top:56px}
.uw-head .eyebrow{position:absolute;top:0;left:0;margin:0}
.cmp-h-np img{width:156px}
.person-lead{margin:18px 0 10px;font-size:17px;line-height:1.5;font-weight:600;color:var(--ink)}
.person-points{list-style:none;margin:0;padding:0}
.person-points li{position:relative;padding:8px 0 8px 20px;font-size:15px;line-height:1.5;color:var(--text);border-top:1px solid #d6e3ec}
.person-points li::before{content:"";position:absolute;left:2px;top:17px;width:7px;height:7px;border-radius:50%;background:var(--blue)}
.footer-links{display:flex!important;flex-wrap:wrap;justify-content:flex-end;gap:4px 32px;max-width:none}
@media(max-width:760px){.footer-links{flex-direction:column;justify-content:flex-start;gap:0}}
/* v15 notes 59, 62, 68, 69 to 71 (10 Oct) */
#contact .section-lead{color:#eaf2fb}
.v9-phone .phone-label{margin:0 0 6px}
.v9-phone h3{margin:0 0 26px}
.v12-spend{grid-template-columns:1fr!important}
.v12-spend .spend-main h3{max-width:none}
.v12-spend .sp-gap{display:none}
.contact-cta{display:flex;align-items:center;justify-content:center}
.contact-cta .contact-actions{display:flex;flex-direction:column;align-items:flex-start;gap:14px}
.contact-big{font-size:20px;padding:20px 34px;min-height:64px}
.contact-address{margin:0;font-size:16px;color:#eaf2fb;letter-spacing:.01em;user-select:all}
/* v15 note 58: the carrier dashboard as a programme monitor (dark, full width, static) */
.dm{margin:56px 0 24px;padding:22px;border-radius:20px;background:linear-gradient(160deg,#0a1628 0%,#0d2240 55%,#0a1a33 100%);border:1px solid #1f3b5e;box-shadow:0 30px 60px #0a162833;color:#e6f0fa;font-family:Arial,sans-serif}
.dm-top{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;margin-bottom:16px}
.dm-brand{margin:0;font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#cfe3f7}
.dm-live{display:inline-block;width:8px;height:8px;border-radius:50%;margin-right:10px;background:#3ddc97;box-shadow:0 0 0 4px #3ddc9726,0 0 12px #3ddc97;vertical-align:1px}
.dm-chips{display:flex;gap:8px;margin:0;padding:0;list-style:none;flex-wrap:wrap}
.dm-chips li{padding:6px 12px;border:1px solid #29496f;border-radius:999px;font-size:12px;color:#9db6cf}
.dm-chips li.is-on{border-color:#5fd0ff;color:#e6f0fa;background:#5fd0ff14}
.dm-card{padding:14px 16px;border:1px solid #1f3b5e;border-radius:14px;background:#ffffff08}
.dm-h{margin:0 0 8px;font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#8fa6bf}
.dm-grid4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-bottom:12px}
.dm-kpi svg{display:block;width:100%;height:56px}
.dm-status{display:flex;align-items:center;gap:8px;margin:8px 0 0;font-size:14px;font-weight:600;color:#e6f0fa}
.dm-status i{width:7px;height:7px;border-radius:50%;background:#3ddc97;box-shadow:0 0 8px #3ddc97}
.dm-spark polyline{fill:none;stroke:#5fd0ff;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.dm-g-track{fill:none;stroke:#1f3b5e;stroke-width:9;stroke-linecap:round}
.dm-g-band{fill:none;stroke:#5fd0ff;stroke-width:9;stroke-linecap:round;opacity:.85}
.dm-g-needle{stroke:#ffffff;stroke-width:2.5;stroke-linecap:round}
.dm-g-hub{fill:#ffffff}
.dm-row2{display:grid;grid-template-columns:minmax(0,2.1fr) minmax(0,1fr);gap:12px;margin-bottom:12px}
.dm-row3{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr) minmax(0,1fr);gap:12px}
.dm-trend,.dm-heat,.dm-attr{display:block;width:100%;height:auto}
.dm-grid{stroke:#1a3352;stroke-width:1}
.dm-band{fill:#5fd0ff14;stroke:#5fd0ff40;stroke-dasharray:2 4}
.dm-target{stroke:#7f9ab8;stroke-width:1;stroke-dasharray:4 4}
.dm-line{fill:none;stroke:#5fd0ff;stroke-width:2.6;stroke-linejoin:round;stroke-linecap:round}
.dm-fc{fill:none;stroke:#a2d5ea;stroke-width:2;stroke-dasharray:5 5}
.dm-cone{fill:#a2d5ea1a}
.dm-today{stroke:#3d5f86;stroke-width:1}
.dm-dot{fill:#ffffff;stroke:#5fd0ff;stroke-width:3}
.dm-t{font:11px Arial,sans-serif;fill:#9db6cf}
.dm-t-dim{fill:#6f8aa8}
.dm-hl{font:10.5px Arial,sans-serif;fill:#9db6cf}
.dm-h1{fill:#1d6fa5;background:#1d6fa5}.dm-h2{fill:#2b8fc4;background:#2b8fc4}.dm-h3{fill:#e0a73a;background:#e0a73a}.dm-h4{fill:#f0703f;background:#f0703f}
.dm-legend{display:flex;align-items:center;gap:8px;margin:6px 0 0;font-size:12px;color:#9db6cf}
.dm-legend i{display:inline-block;width:12px;height:12px;border-radius:3px;margin-left:6px}
.dm-feed{margin:0;padding:0;list-style:none}
.dm-sig{display:grid;grid-template-columns:10px 1fr auto;gap:10px;align-items:start;padding:9px 0;border-top:1px solid #1a3352}
.dm-sig:first-child{border-top:0}
.dm-sig>i{width:8px;height:8px;margin-top:5px;border-radius:50%}
.dm-sig-warn>i{background:#ffb547;box-shadow:0 0 8px #ffb547}.dm-sig-ok>i{background:#3ddc97;box-shadow:0 0 8px #3ddc97}.dm-sig-info>i{background:#5fd0ff;box-shadow:0 0 8px #5fd0ff}
.dm-sig b{display:block;font-size:13px;color:#e6f0fa}
.dm-sig span{display:block;font-size:12.5px;line-height:1.45;color:#9db6cf}
.dm-sig time{font-size:11px;color:#6f8aa8;white-space:nowrap}
.dm-at{fill:#16304f}.dm-ap{fill:#5fd0ff}.dm-an{fill:#f0703f}.dm-zero{stroke:#3d5f86;stroke-width:1}
.dm-mix{display:flex;align-items:center;gap:14px}
.dm-donut{width:110px;height:110px;flex:none}
.dm-seg{fill:none;stroke-width:13}
.dm-seg.dm-c1{stroke:#5fd0ff}.dm-seg.dm-c2{stroke:#3ddc97}.dm-seg.dm-c3{stroke:#a2d5ea}.dm-seg.dm-c4{stroke:#7b8cff}
.dm-mix ul{margin:0;padding:0;list-style:none;font-size:12.5px;color:#cfe3f7}
.dm-mix li{display:flex;align-items:center;gap:8px;padding:3px 0}
.dm-mix li i{width:10px;height:10px;border-radius:2px}
.dm-mix li i.dm-c1{background:#5fd0ff}.dm-mix li i.dm-c2{background:#3ddc97}.dm-mix li i.dm-c3{background:#a2d5ea}.dm-mix li i.dm-c4{background:#7b8cff}
.dm-cap{margin:14px 2px 0;font-size:13px;color:#9db6cf}
.rt-dash-mini p{font-size:14px}
@media(max-width:1000px){.dm-grid4{grid-template-columns:repeat(2,minmax(0,1fr))}.dm-row2,.dm-row3{grid-template-columns:1fr}}
@media(max-width:560px){.dm{padding:14px;margin-top:36px}.dm-grid4{grid-template-columns:1fr 1fr}.dm-chips{display:none}}
/* v15 note 72: the footer, restructured */
.site-footer .footer-main{display:flex;justify-content:space-between;align-items:center;gap:24px}
.site-footer .footer-links{justify-content:flex-end}
/* the small carrier dashboard card: restrained and precise (note 74) */
.rt-card.md{padding:14px 16px 12px}
.md-head{display:flex;justify-content:space-between;align-items:center;margin:0 0 8px!important;font-size:12px!important;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--blue)!important}
.md-live{display:flex;align-items:center;gap:6px;font-size:10.5px;letter-spacing:.08em;color:var(--muted)}
.md-live i{width:6px;height:6px;border-radius:50%;background:#2fa36b}
.rt-card .md-k{margin:4px 0 0;font-size:10px!important;line-height:1.3;letter-spacing:.02em;color:var(--muted)!important}
.rt-card .md-k-top{margin:0 0 2px}
.md-chart{display:block;width:100%;height:auto}
.md-grid{stroke:#e6edf3;stroke-width:.8}
.md-band{fill:#3b66b014}
.md-target{stroke:#9fb3c8;stroke-width:.8;stroke-dasharray:2.5 2.5}
.md-line{fill:none;stroke:var(--navy);stroke-width:1.6;stroke-linejoin:round;stroke-linecap:round}
.md-dot{fill:#fff;stroke:var(--navy);stroke-width:1.4}
.md-tick{stroke:#b9c7d4;stroke-width:.8}
.md-row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:8px;padding-top:8px;border-top:1px solid var(--line)}
.md-cell svg{display:block;width:100%;height:52px}
.md-heat{display:grid;grid-template-columns:repeat(6,1fr);gap:2px;height:52px;align-content:center}
.md-heat i{display:block;height:10px;border-radius:1.5px}
.md-h1{background:#c9dcef}.md-h2{background:#8db3db}.md-h3{background:#3b66b0}
.md-ring{fill:none;stroke:#dbe5ee;stroke-width:.7}
.md-plan{fill:none;stroke:#9fb3c8;stroke-width:.9;stroke-dasharray:2 2}
.md-act{fill:#3b66b01f;stroke:var(--blue);stroke-width:1.2}
.md-track{fill:#edf2f7}.md-range{fill:#3b66b026}.md-fill{fill:var(--navy)}.md-mark{stroke:var(--navy);stroke-width:1.4}
.md-foot{display:flex;gap:14px;flex-wrap:wrap;margin:8px 0 0!important;padding-top:8px;border-top:1px solid var(--line);font-size:10.5px!important;color:var(--muted)!important}
.md-foot span{display:flex;align-items:center;gap:6px}
.md-foot i{width:6px;height:6px;border-radius:50%;background:#2fa36b}
/* note 78: the 6.6x arrives after the replay: the bracket draws, then the number slides in */
.sp-br{stroke-dasharray:260;stroke-dashoffset:0;transition:stroke-dashoffset .7s cubic-bezier(.2,.7,.2,1) .15s}
.v12-spend.sp-pending .sp-br{stroke-dashoffset:260;transition:none}
.sp-gapnum{transition:opacity .5s .8s,transform .5s .8s;transform-box:fill-box}
.v12-spend.sp-pending .sp-gapnum{opacity:0;transform:translateX(-10px);transition:none}
/* 10 Oct, new account: two proof figures after the US-derived 0.92x left the site (W7) */
@media(min-width:901px){.dp{grid-template-columns:repeat(2,minmax(0,360px));column-gap:96px}}
/* note 81: the 6.6x says what it is; on phones the chart text is too small, so the sentence shows under the chart instead */
.sp-gapcap{font:600 13.5px Arial,sans-serif;fill:#c8372d;letter-spacing:.01em;transition:opacity .5s .95s,transform .5s .95s;transform-box:fill-box}
.v12-spend.sp-pending .sp-gapcap{opacity:0;transform:translateX(-10px);transition:none}
@media(max-width:760px){.sp-gapcap{display:none}.v12-spend .sp-gap{display:block}.v12-spend .sp-gap-label{font-size:17px;margin-top:4px;color:#c8372d;font-weight:600}}
.bc-label{max-width:none}                              /* chart labels on one line ('Pet insurance penetration in Italy') */
/* note 80: the carrier-dashboard card, three directions (tools/dashboard_cards.py) */
.rt-card.mx{padding:14px 16px 12px;overflow:hidden}
.rt-card.mx-a,.rt-card.mx-b{position:relative;border-color:#ffffff1a;background:radial-gradient(130% 80% at 0% 0%,#1d4f8f 0%,#0f2846 46%,#0a1b31 100%);box-shadow:0 26px 50px #0a1b3159,inset 0 1px 0 #ffffff14}
.rt-card.mx>*{position:relative}
.rt-card.mx .mx-head,.rt-card.mx .mi-head,.rt-card.mx .mg-head{display:flex;justify-content:space-between;align-items:center;margin:0 0 4px;font-size:11.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.rt-card.mx .mx-head,.rt-card.mx .mi-head{color:#a2d5ea}
.rt-card.mx .mg-head{color:var(--blue)}
.mx-live,.mi-live,.mg-live{display:flex;align-items:center;gap:6px;font-size:10px;letter-spacing:.14em}
.mx-live,.mi-live{color:#7ee2b3}.mg-live{color:#2a8f5f}
.mx-live i,.mi-live i,.mg-live i{width:6px;height:6px;border-radius:50%;background:currentColor;box-shadow:0 0 0 3px #3ddc9726}
.rt-card.mx .mx-k,.rt-card.mx .mi-k{margin:0;font-size:10px;line-height:1.35;letter-spacing:.02em;color:#9fb6cc}
.rt-card.mx .mg-k{margin:0;font-size:10px;line-height:1.35;color:var(--muted)}
.rt-card.mx .mx-foot,.rt-card.mx .mi-foot,.rt-card.mx .mg-foot{display:flex;gap:12px;flex-wrap:wrap;margin:8px 0 0;padding-top:8px;font-size:9.5px;letter-spacing:.02em}
.rt-card.mx .mx-foot,.rt-card.mx .mi-foot{border-top:1px solid #ffffff17;color:#9fb6cc}
.rt-card.mx .mg-foot{border-top:1px solid var(--line);color:var(--muted)}
.mx-foot span,.mi-foot span,.mg-foot span{display:flex;align-items:center;gap:5px}
.mx-foot i,.mi-foot i,.mg-foot i{width:5px;height:5px;border-radius:50%;background:#3ddc97}

/* A. surface */
.mx-surf{display:block;width:100%;height:auto;margin:2px 0 0}
.mx-base{fill:#ffffff06;stroke:#a2d5ea33;stroke-width:.6}
.mx-drop{stroke:#a2d5ea40;stroke-width:.6;stroke-dasharray:1.5 2}
.mx-q{stroke:#7fd3f5;stroke-opacity:.38;stroke-width:.45;stroke-linejoin:round}
.mx-hot{fill:#ffb35c;stroke:#ffd9a8;stroke-opacity:.8}
.mx-plane{fill:#a2d5ea;fill-opacity:.13;stroke:#a2d5ea;stroke-opacity:.75;stroke-width:.7;stroke-dasharray:3 2}
.mx-hotdot{fill:#ffd9a8}
.mx-callout{stroke:#ffd9a8;stroke-width:.7}
.mx-tl{font:600 7.2px var(--font);fill:#cfe6f3;letter-spacing:.03em}
.mx-tl-dim{fill:#7f98b1;font-weight:400}
.mx-tl-hot{fill:#ffd9a8}
.mx-strip{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:4px;padding-top:8px;border-top:1px solid #ffffff17}
.mx-cell svg{display:block;width:100%;height:44px}
.mx-band{fill:#a2d5ea1f}.mx-target{stroke:#a2d5ea80;stroke-width:.6;stroke-dasharray:2 2}
.mx-cone{fill:#5fd0ff26}.mx-fc{stroke:#5fd0ff;stroke-width:.8;stroke-dasharray:1.5 1.5}
.mx-line{fill:none;stroke:#5fd0ff;stroke-width:1.3;stroke-linejoin:round}.mx-dot{fill:#fff}
.mx-ring{fill:none;stroke:#ffffff26;stroke-width:.5}.mx-plan{fill:none;stroke:#a2d5ea99;stroke-width:.7;stroke-dasharray:1.5 1.5}
.mx-act{fill:#5fd0ff33;stroke:#5fd0ff;stroke-width:.9}.mx-sdot{fill:#fff}
.mx-tk{stroke:#ffffff40;stroke-width:.6}.mx-gtrack{fill:none;stroke:#ffffff1f;stroke-width:3.4;stroke-linecap:round}
.mx-gfill{fill:none;stroke:#5fd0ff;stroke-width:3.4;stroke-linecap:round}.mx-gmark{stroke:#fff;stroke-width:1}
.rt-card.mx .mx-cell .mx-k{margin-top:3px;font-size:9.5px}
.mx-rise{transform-box:fill-box;transform-origin:50% 100%;transition:transform 1.1s var(--ease) .5s,opacity .8s .5s}
.rt.reveal-wait .mx-rise{transform:scaleY(.08);opacity:0}

/* B. instrument */
.mi-chart{display:block;width:100%;height:auto;margin:6px 0 0}
.mi-grid{stroke:#ffffff12;stroke-width:.6}.mi-grid-v{stroke-dasharray:1 3}
.mi-band{fill:#a2d5ea17}.mi-target{stroke:#a2d5ea80;stroke-width:.7;stroke-dasharray:3 3}
.mi-line{fill:none;stroke:#5fd0ff;stroke-width:1.6;stroke-linejoin:round;stroke-linecap:round}
.mi-fc{stroke:#5fd0ff;stroke-width:1;stroke-dasharray:2 2}.mi-today{stroke:#ffffff40;stroke-width:.7}
.mi-dot{fill:#fff;stroke:#5fd0ff;stroke-width:1.4}
.mi-tl{font:600 7.5px var(--font);fill:#cfe6f3;letter-spacing:.04em}.mi-tl-dim{fill:#7f98b1;font-weight:400}
.mi-row{display:flex;align-items:center;gap:12px;margin-top:6px;padding-top:8px;border-top:1px solid #ffffff17}
.mi-rings{width:64px;height:64px;flex:none}
.mi-rtrack{fill:none;stroke:#ffffff14;stroke-width:5}
.mi-rfill{fill:none;stroke-width:5;stroke-linecap:round}
.mi-rfill.mi-r1{stroke:#5fd0ff}.mi-rfill.mi-r2{stroke:#3ddc97}.mi-rfill.mi-r3{stroke:#7c8cff}
.mi-leg{list-style:none;margin:0;padding:0;display:grid;gap:4px;font-size:9.5px;color:#cfe6f3}
.mi-leg li{display:flex;align-items:center;gap:6px}.mi-leg i{width:7px;height:7px;border-radius:2px}
.mi-leg i.mi-r1{background:#5fd0ff}.mi-leg i.mi-r2{background:#3ddc97}.mi-leg i.mi-r3{background:#7c8cff}
.mi-sig{list-style:none;margin:8px 0 0;padding:0;display:grid;gap:4px;font-size:9.5px;line-height:1.35;color:#9fb6cc}
.mi-sig li{position:relative;padding-left:12px}.mi-sig li::before{content:"";position:absolute;left:0;top:4px;width:5px;height:5px;border-radius:50%}
.mi-sig .mi-warn::before{background:#ffb35c}.mi-sig .mi-ok::before{background:#3ddc97}.mi-sig b{color:#fff;font-weight:600}
.mi-line{stroke-dasharray:420;stroke-dashoffset:0;transition:stroke-dashoffset 1.4s var(--ease) .5s}
.rt.reveal-wait .mi-line{stroke-dashoffset:420}

/* C. glass */
.rt-card.mx-c{border:1px solid transparent;background:linear-gradient(160deg,#ffffff,#f3f8fc) padding-box,linear-gradient(135deg,#3b66b0,#a2d5ea 55%,#e6eef5) border-box;box-shadow:0 22px 44px #112c4a1f}
.mg-body{display:grid;grid-template-columns:150px 1fr;gap:14px;align-items:center;margin-top:6px}
.mg-polar{display:block;width:150px;height:150px}
.mg-bz{stroke:#9fb3c8;stroke-width:.6}
.mg-w{stroke:#fff;stroke-width:.6}.mg-w1{fill:#3b66b0}.mg-w2{fill:#6f97cf}.mg-w3{fill:#a9c6e6}.mg-hot{fill:#f29c38}
.mg-cor{fill:none;stroke:#112c4a;stroke-width:.7;stroke-dasharray:2 2}
.mg-ring{fill:#fff;stroke:#c9d7e4;stroke-width:.5}.mg-plan{fill:none;stroke:#9fb3c8;stroke-width:.7;stroke-dasharray:1.5 1.5}
.mg-act{fill:#3b66b02e;stroke:var(--navy);stroke-width:.8}.mg-sdot{fill:var(--navy)}
.mg-bars{display:grid;gap:12px}
.rt-card.mx .mg-bar p{margin:0 0 4px;font-size:10px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.mg-bar svg{display:block;width:100%;height:12px}
.mg-btrack{fill:#e6eef5}.mg-brange{fill:#a2d5ea80}.mg-bfill{fill:var(--navy)}.mg-bmark{stroke:var(--blue);stroke-width:1.4}
.mg-w{transform-box:fill-box;transform-origin:center;transition:transform .9s var(--ease) .5s}
.rt.reveal-wait .mg-w{transform:scale(.3)}

@media(max-width:1100px){.mg-body{grid-template-columns:170px 1fr}.mg-polar{width:170px;height:170px}}
@media(max-width:420px){.mg-body{grid-template-columns:1fr;justify-items:center}.mg-bars{width:100%}}
@media(prefers-reduced-motion:reduce){.mx-rise,.mi-line,.mg-w{transition:none}}
.mx-hot2{fill:#ffcf8a}
/* note 80, after Impeccable: no decorative grid behind the card; card text at the 11px floor */
.rt-card.mx-a::before,.rt-card.mx-b::before{content:none}
.rt-card.mx .mx-k,.rt-card.mx .mx-cell .mx-k,.rt-card.mx .mx-foot,.mx-live{font-size:11px}
.rt-card.mx .mx-foot{gap:6px 12px}
/* self-review 10 Oct 23:3x: every section label and heading left-aligned, as promised in note 55 (two were still centred) */
#what-we-deliver .section-heading{max-width:none}
#what-we-deliver .section-heading .eyebrow{text-align:left;margin-left:0;margin-right:auto}
#prevention .v9-head-center{text-align:left}
#prevention .v9-head-center .section-heading{align-items:flex-start}
#prevention .v9-head-center .section-lead{margin-left:0}
/* notes 87 and 88: each small chart sits centred over its label */
.mx-cell{text-align:center}.rt-card.mx .mx-cell .mx-k{text-align:center}
/* note 89: the three blocks read as one pipeline (data in, engine, carrier view): same top and bottom edge, arrows on the centre line */
@media(min-width:1101px){
 .rt{align-items:stretch}
 .rt-arrow{align-self:center}
 .rt-in{display:flex;flex-direction:column}
 .rt-in ul{flex:1;display:flex;flex-direction:column;justify-content:space-between}
 .rt-in li{padding-block:18px}
 .rt-core{display:flex;flex-direction:column;justify-content:center}
}
/* note 90: the two bios start their bullet lists on the same line (the leads take two lines in both cards on desktop) */
@media(min-width:900px){.person-lead{min-height:3em}}
@media(min-width:900px) and (max-width:1279px){.person-lead{min-height:4.5em}}
/* note 91: the programme page link reads as a button, Contact as the filled one */
@media(min-width:1021px){
 .site-nav .nav-programme{border:1px solid var(--blue);border-radius:999px;padding:8px 18px;color:var(--blue);font-weight:600;margin-left:6px}
 .site-nav .nav-programme:hover,.site-nav .nav-programme[aria-current]{background:var(--blue);color:#fff}
 .site-nav .nav-contact{background:var(--navy);border-color:var(--navy);color:#fff}
 .site-nav .nav-contact:hover{background:var(--blue);border-color:var(--blue)}
}
@media(max-width:1020px){.site-nav .nav-programme{font-weight:700;color:var(--blue)}}
.site-nav>a.nav-programme[aria-current]{text-decoration:none}
/* note 92: counting numbers hold their final width */
.np-count{min-width:var(--np-w);font-variant-numeric:tabular-nums}
/* C008-F12: the product grid fits a 320px phone */
@media(max-width:400px){.pg{width:100%;table-layout:fixed;font-size:12px}.pg th,.pg td{padding-left:4px;padding-right:4px}.pg th:first-child,.pg td:first-child{width:36%}.pg-top{font-size:11px}}
/* overnight pass, phone: the plan names fit their columns; the footer stacks; the contact button lines up with the text */
@media(max-width:480px){.pg th:first-child,.pg td:first-child{width:28%}.pg thead th{font-size:11px;letter-spacing:-.01em;padding-left:2px;padding-right:2px}}
@media(max-width:600px){.site-footer .footer-main{flex-direction:column;align-items:flex-start;gap:14px}.site-footer .footer-links{justify-content:flex-start}}
@media(max-width:760px){#contact .contact-person{align-items:flex-start;text-align:left}}
/* overnight independent read (READ1_v14_19.md), layout findings */
@media(min-width:1021px) and (max-width:1199px){.site-nav{gap:18px}.site-nav .nav-programme,.site-nav .nav-contact{padding:8px 14px}}
@media(max-width:760px){#opportunity .section-heading h2{font-size:32px}}                                   /* F9 */
.v9-contact .contact-layout{align-items:end}.v9-contact .contact-person{align-self:end;padding-bottom:6px}       /* F12: the button lines up with the end of the list */
@media(max-width:760px){.v9-contact .contact-person{display:flex;flex-direction:column;align-items:flex-start;text-align:left}.v9-contact .contact-person .button,.v9-contact .contact-person>*{margin-left:0;margin-right:auto;align-self:flex-start}}
@media(min-width:901px){.dp{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:48px}.dp p{max-width:440px}}   /* F13 */
.uw-head{align-items:start}                                                                                   /* F14 */
@media(min-width:1021px){.v12-control-top{grid-template-columns:1fr;gap:32px;align-items:start}.v12-control-top .button,.v12-control-top>a{justify-self:start}}   /* F15 */
@media(min-width:1021px){.v12-principles h3{min-height:3.9em}}                                               /* F16: bodies start on one line */
.v14-subhead{text-align:left;font-size:40px;line-height:1.1;letter-spacing:-.04em}                            /* F17 */
@media(max-width:760px){.v14-subhead{font-size:30px}}
.v9-subhero h1{letter-spacing:-.02em}                                                                         /* F18 */
.site-footer .footer-main{align-items:flex-end}.footer-base a{gap:6px}                                        /* F22 */
@media(max-width:430px){.compact-subhero h1,.v9-subhero h1{font-size:clamp(28px,8.4vw,36px)}}   /* carrier H1 fits 320 to 430 px phones */
/* confirming read (READ2_v14_20.md) */
@media(max-width:600px){.site-footer .footer-main{align-items:flex-start}}                                       /* B2 */
@media(min-width:1021px){                                                                                     /* B4: heading left, text and button right */
 .v12-control-top{grid-template-columns:minmax(0,1fr) minmax(0,1fr);column-gap:64px;align-items:start}
 .v12-control-top .section-heading{display:contents}
 .v12-control-top .eyebrow{grid-column:1;grid-row:1}
 .v12-control-top h2{grid-column:1;grid-row:2;margin-top:0}
 .v12-control-top .section-lead{grid-column:2;grid-row:2;margin-top:0;max-width:none}
 .v12-control-top>a,.v12-control-top>.button{grid-column:2;grid-row:3;justify-self:start}
}
#team .section-heading h2,#contact .section-heading h2{font-size:52px}                                      /* B6: one heading scale */
@media(max-width:1200px){#team .section-heading h2,#contact .section-heading h2{font-size:46px}}
@media(max-width:760px){#team .section-heading h2,#contact .section-heading h2{font-size:40px}}
.site-nav .nav-programme[aria-current]{background:transparent;color:var(--navy);border-color:var(--navy);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:5px}   /* B7 */
.pyr-sub b,.pyr-sub span,.jr-chan,.jr-label,.jr-moment{text-wrap:balance}                                    /* B11 */
@media(max-width:1180px) and (min-width:761px){.uw-big-parts{grid-template-columns:repeat(2,minmax(0,1fr));row-gap:20px}}   /* B13 */
@media(max-width:430px){.person-top{flex-direction:column;align-items:flex-start;gap:14px}}                    /* B12 */
@media(min-width:1021px){
 .v12-control-top{row-gap:24px}.v12-control-top>a,.v12-control-top>.button{margin-top:8px}
}
/* READ2 B5: contact block, heading left; list, button and address right, left edges flush */
.v9-contact .contact-layout{align-items:start}
.contact-right{display:flex;flex-direction:column;align-items:flex-start;gap:36px}
.contact-right .v9-asks{width:100%;margin-top:0}
.v9-contact .contact-right .contact-person{align-self:flex-start;padding:0;display:flex;flex-direction:column;align-items:flex-start;text-align:left}
@media(min-width:1021px){.v9-contact .contact-layout{grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);column-gap:64px}}
@media(max-width:760px){.contact-right{margin-top:28px}}
@media(max-width:1020px){.v9-contact .contact-right .contact-person{border-top:0;margin-top:0;padding-top:0}.contact-right{gap:28px}}
/* note 93: with underwriting first, sections keep alternating white and pale */
#underwriting{background:#f3f7fa}#prevention{background:#fff}#distribution{background:#f3f7fa}
/* note 94: three points under each pillar */
.pyr-subs{grid-template-columns:repeat(3,minmax(0,1fr))}
.pyr-sub{padding:14px 12px}.pyr-sub b{font-size:15px}.pyr-sub span{font-size:13px}
@media(max-width:600px){.pyr-subs{grid-template-columns:1fr}.pyr-sub+.pyr-sub{border-left:0;border-top:1px solid var(--line)}}
.pyr-row{align-items:stretch}.pyr-node{display:flex;flex-direction:column}.pyr-node .pyr-head{flex:1}.pyr-subs{align-items:stretch}   /* the two rows of points start on one line */
@media(min-width:761px){.pyr-row{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-template-rows:auto auto}.pyr-node{display:grid;grid-row:span 2;grid-template-rows:subgrid}.pyr-node .pyr-head{flex:none}}   /* heads and points share rows across the two pillars */
/* note 99: the partnership text as two paragraphs */
.v12-control-top .lead-group .section-lead+.section-lead{margin-top:16px}
@media(min-width:1021px){.v12-control-top .lead-group{grid-column:2;grid-row:2}.v12-control-top .lead-group .section-lead{margin-top:0;max-width:none}.v12-control-top .lead-group .section-lead+.section-lead{margin-top:16px}}
.v14-sublead{margin:-12px 0 32px;max-width:760px;font-size:18px;line-height:1.55;color:var(--muted)}
@media(max-width:760px){.v14-sublead{font-size:16px;margin:-8px 0 24px}}

/* note 133 (11 Oct 18:30): two-line pyramid labels sit close, as one phrase */
.pyr-sub b{line-height:1.25}

/* note 139 (11 Oct 18:35): the lead runs as wide as the heading above it, two lines not three */
.v14-sublead{max-width:1100px}

/* note 143 (11 Oct 18:40): the two vet figures carry one stated argument */
.dp-title{margin:56px 0 0;max-width:1100px;font-size:22px;line-height:1.4;color:var(--ink)}
.dp-title+.dp{margin-top:20px}
@media(max-width:760px){.dp-title{font-size:19px;margin-top:40px}}
/* note 145 (11 Oct 18:43): the market lead on one line at desktop widths */
#opportunity .section-lead{max-width:1100px}

/* note 152 (11 Oct 19:07): the longer loop heading spans the width, two lines on desktop */
.v10-loop-head{grid-template-columns:1fr}
.v10-loop-head h3{max-width:1100px}